Advice & Expertise Blog

Articles in February 2023

1. 

   Car Refinancing Made Easy, Smart and Safe!

   Erin Benson February 28, 2023  •  1 Minute Read

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   Refinancing your car means you are replacing your current auto loan with a new one. Just like any other refinancing, that new loan will pay off your original loan and you start to make payments on the new loan. Everyone’s situation is different. iLending is a great start.

2. 

   What is an Earned Income Tax Credit & 3 Ways it Can Level-Up Your Finances

   Johnny Monroe February 27, 2023  •  4 Minute Read

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   Before you start planning that lavish vacation or buying a new gadget, let's talk about the Earned Income Tax Credit (EITC) and the smartest ways to spend your tax return.

3. 

   Cancel Your Gym Membership

   Amanda Peterson February 24, 2023  •  3 Minute Read

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   Let's be honest. It's now almost March. Your New Years Resolution has probably faded and now you're stuck paying for something that you'll probably not use for the rest of the year - a gym membership. CreditSoup's Frugal Friday this week dives into the cost of a gym membership and whether or not to get rid of it.

4. 

   Be Thrifty - Stop Window Shopping

   Amanda Peterson February 9, 2023  •  2 Minute Read

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   Our Thrifty Thursday this week talks about everyone's guilty pleasure - Window Shopping. The best way to save money is to not entertain that notion at all. Simply, Stop Window Shopping! We're going to touch on 3 of the biggest areas to avoid while shopping.

5. 

   5 Things You Need to Know About 0% APR Offers

   Kat Tretina February 7, 2023  •  3 Minute Read

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   If you’re looking for a new credit card, you’re probably bombarded with different advertisements. Cards often boast high rewards, signup bonuses, and travel benefits. Another common perk is a promotional 0% annual percentage rate (APR) offer.

6. 

   Secured Credit Card Season

   Erin Benson February 2, 2023  •  4 Minute Read

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   Secured cards can be a good option if you have less-than-perfect credit and are looking to build your credit. They can also pave the way for you to access other credit/financial products like mortgages and loans. There are several secured card options out there, find the one that best fits your needs.

7. 

   Pros and Cons of Debt Consolidation Loans

   Kat Tretina February 1, 2023  •  3 Minute Read

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   If you’re determined to pay off your debt as quickly as possible, taking out a debt consolidation loan can make a lot of sense. Here’s what you need to know about the pros and cons of this strategy.

8. 

   Pay With Cash

   Amanda Peterson February 1, 2023  •  3 Minute Read

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   Paying for things with cash definitely has it's perks. It's a handy way to monitor how much you have & don't have to spend. However, there are people out there that struggle at saving cash or don't use it responsibly. CreditSoup's Wise Spend Wednesday touches on the good & bad of paying with cash.

9. 

   GM Offers Rewards Credit Card and Business Card

   Erin Benson February 1, 2023  •  3 Minute Read

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   General Motors (GM) is an American multinational automotive manufacturing company and currently the largest automaker in the US. GM is most widely known for its four automobile brands: Chevrolet, Buick, GMC, and Cadillac. But did you know they also have their own co-branded credit cards? GM now offers its loyal users the option of a rewards credit card and a business card.

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