Best Credit Cards for 2024

In today's vast sea of credit card options, finding the perfect fit for your unique needs can be a challenge. Fortunately, we've done the legwork to bring you a curated selection of the finest credit cards designed to match both your credit profile and lifestyle this year. Whether you're in search of the ultimate Travel Card or aiming to improve your financial standing with a card suited for less than perfect credit, we've got you covered. Explore our top picks for the Best Credit Cards in 2024, thoughtfully tailored to your specific needs!

If you don't know what type of credit you have, you can find out here for free.

Best Card for Cash Back Rewards:

Chase Freedom Unlimited®

The Chase Freedom Unlimited® is best for those with good/excellent credit that want to earn cash back without paying an annual fee. You’ll earn unlimited 1.5% cash back on ALL purchases and the cash back rewards never expire for as long as your account is open. This card also has 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24%.

Best Card for Fair Credit (600-680 score):

Imagine® Visa® Credit Card

With fair credit, it will be difficult to qualify for a rewards card, however, a card like the Imagine® Visa® Credit Card is a great way to start getting that credit score up. This card has a manageable credit limit, meant to fit your budget and getting you back on track with timely payments.

Best Card for Travel Rewards:

Chase Sapphire Preferred® Card

If you are looking for an amazing intro bonus and free travel opportunities, the Chase Sapphire Preferred® Card kicks your rewards in high gear with our best offer ever! Get up to $1,050 in Chase Travel℠ value. Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's worth $750 when redeemed through Chase Travel. Plus, get up to $300 in statement credits on Chase Travel purchases within your first year. Enjoy new benefits such as 5X points on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more. Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel. With the Chase Sapphire Preferred® Card you can count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more. Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027. You will need good to excellent credit to qualify for the Chase Sapphire Preferred® Card.

Best Card for Poor Credit (Less than 600 score):

FIT™ Platinum Mastercard®

If you have poor credit (less than 600 score) you may be wondering which card you can actually qualify for? The FIT™ Platinum Mastercard® is a great option for those looking to improve their credit. This card reports to all major credit bureaus giving you the opportunity to help you improve your credit score as long as it is used responsibly. The FIT™ Platinum Mastercard® gives you the convenience of a full-feature unsecured MasterCard®.

Find The Right Card For You

Many individuals are unaware of the credit cards they're eligible for. Thankfully, the CreditSoup Card Finder can seamlessly match you with the best credit cards tailored to your credit score. This tool eliminates the guesswork, making it a valuable resource for effortlessly discovering your ideal card!