Advice & Expertise Blog

Credit Building

1. 

   Boost Your Spending Power with Perpay

   Amanda Peterson December 3, 2024  •  1 Minute Read

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   Perpay offers a flexible, interest-free way to purchase items from top brands with no hard credit checks, making it ideal for holiday shopping without financial strain. It also provides a credit-building opportunity, allowing users to boost their credit score through consistent, manageable payments directly from their paycheck.

2. 

   Cyber Monday Extended Deals: Where to Shop and What to Buy

   Amanda Peterson December 2, 2024  •  2 Minute Read

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   Many retailers, including Amazon, Walmart, and Target, extend their Cyber Monday deals into "Cyber Week," offering discounts on electronics, home goods, and holiday gifts. These extended sales often run through Friday or longer, giving shoppers more time to snag great deals on popular items before they sell out.

3. 

   Make Your Diploma Shine Brighter Than Your Debt

   Amanda Peterson May 20, 2024  •  2 Minute Read

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   Graduation season is upon us, which means caps, gowns, and… the dreaded “adulting” phase. CreditSoup has 6 graduation savings ideas that will have you celebrating smarter, not harder.

4. 

   Squeeze the Most Out of Your Tax Refund: How Secured Credit Cards Can Boost Your Credit This Season

   Amanda Peterson April 15, 2024  •  2 Minute Read

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   It's tax time & you've got money to burn. Before you go on a spending spree, consider using your refund to invest in your financial future – by cleaning up your credit with a secured credit card.

5. 

   11 Ways To Spring Clean Your Wallet

   Amanda Peterson March 25, 2024  •  2 Minute Read

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   Spring clean more than just your home this year. CreditSoup has your guide to a financial spring cleaning that will leave your wallet feeling fresh and ready to take on the year with these 11 financial tips!

6. 

   Building a Strong Financial Foundation with the Milestone® Mastercard®

   Amanda Peterson November 17, 2023  •  2 Minute Read

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   Milestone® Mastercard® provides a straightforward opportunity to build and access credit, even if your credit history has seen better days. CreditSoup explains why it's an excellent choice!

7. 

   Beginners Guide to Your Credit Score

   Amanda Peterson May 24, 2023  •  2 Minute Read

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   What exactly is a Credit Score? CreditSoup breaks it down here. A credit score is a prediction of your credit behavior, such as how likely you are to pay a loan back on time, based on information from your credit reports.

8. 

   Joint Finances: How Sharing Money Can Bring Couples Closer

   Holly Johnson April 11, 2023  •  5 Minute Read

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   There’s a reason the divorce rate hovers around 40 to 50 percent at any given time. Marriage is hard, and it often comes with issues you can’t foresee. You marry “in sickness and in health” and “for rich or for poor,” but that doesn’t mean you actually expect the worst-case scenario to happen. And when life gives you lemons, divorce is often the easiest way out.

9. 

   Build your Credit with Self.

   Erin Benson March 27, 2023  •  3 Minute Read

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   Managing finances shouldn’t be difficult, the secured Self Visa® Credit Card** can help you build credit responsibly while also preparing for the future! Here is a closer look into the Self- Credit Builder Account* + Self Visa® Credit Card**.

10. 

    Secured Credit Card Season

    Erin Benson February 2, 2023  •  4 Minute Read

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    Secured cards can be a good option if you have less-than-perfect credit and are looking to build your credit. They can also pave the way for you to access other credit/financial products like mortgages and loans. There are several secured card options out there, find the one that best fits your needs.

11. 

    Everything You Should Know About Your First Credit Card

    Amanda Peterson January 31, 2023  •  3 Minute Read

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    Applying for your first credit card can be very exciting but it is also a very important first step is creating a solid financial future. Here’s everything you need to know about applying for your first credit card.

12. 

    Arro Card Aims to Level the Financial Playing Field for All

    Erin Benson November 22, 2022  •  3 Minute Read

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    The new card from Arro aims to level the financial playing field for all. Arro’s mission is simple - democratize credit and level the playing field by providing financial opportunity and accessibility for all. Arro is designed to empower financial wellness.

13. 

    6 Ways to Build Your Credit History

    Kat Tretina May 26, 2022  •  5 Minute Read

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    When I graduated from college, apartment shopping was a nightmare. I had a good job, a decent entry-level salary and I was only looking for a small studio, yet I couldn’t get approved on my own. Because I had been starkly anti-debt and never had a credit card or car loan, I had something worse than a low credit score - I had no credit at all.

14. 

    5 Money Lessons Your Teenager Can Learn with a Credit Card

    Holly Johnson December 15, 2017  •  5 Minute Read

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    While there are many ways to learn life’s important lessons, one of the best ways to learn is by doing – or through old fashioned trial and error. You can tell your kids how to fish, but they’ll become better fisherman by baiting their own lines and strategizing ways to get fish to bite.

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