Advice & Expertise Blog

Financial Tips

  1. 14 Side Hustles to Make Easy Money

    14 Side Hustles to Make Easy Money

    Looking for a second job or side hustle? Discover simple, low-effort ways to earn extra income, including cashback apps, pet sitting, print-on-demand, and more passive income ideas for beginners. CreditSoup has 14 Side Hustles to make easy money.

  2. Ingenious Ways to Save Money

    Ingenious Ways to Save Money

    From buying generic, to reducing your energy usage, if you're looking for simple but effective ways to save, CreditSoup has 6 smart, ingenious ways to help you keep more money in your pocket.

  3. Easy Ways to Save on Fall Decor

    Easy Ways to Save on Fall Decor

    Refresh your home with cozy fall décor while saving big using store rewards cards. Learn how to stack discounts and maximize seasonal sales to get the most out of your fall decorating budget at CreditSoup.com.

  4. Father's Day and Financial Planning

    Father's Day and Financial Planning

    Father's Day is a great time to talk to your kids about finances. How to save money, how to buy a car, how to buy a house, and how to save for retirement. CreditSoup has 4 main Financial Tips that dad's should teach their kids.

  5. 9 Ways to Get Married for Less

    9 Ways to Get Married for Less

    If you’re someone who isn’t too keen on spending money you don’t have (or borrowing money) for your wedding day, it’s smart to look for ways to whittle down costs. Here are nine ways to get married for less.

  6. The Young Adults Guide to Finance

    The Young Adults Guide to Finance

    Growing up is inherently unnerving. Money, however, doesn't have to be the scary monster that many people think. CreditSoup has all the details from money management to investments here, in this article from the CreditSoup.com blog.

  7. Negotiate Your Bills

    Negotiate Your Bills

    Believe it or not, many bills aren't set in stone. With a little research and some polite persistence, you can shave money off your monthly expenses. CreditSoup explains how!

  8. 11 Ways To Spring Clean Your Wallet

    11 Ways To Spring Clean Your Wallet

    Spring clean more than just your home this year. CreditSoup has your guide to a financial spring cleaning that will leave your wallet feeling fresh and ready to take on the year with these 11 financial tips!

  9. Jaw Dropping Valentine’s Day Gift Ideas

    Jaw Dropping Valentine’s Day Gift Ideas

    Gift ideas and finance options for Valentine's Day loved ones. Whether you are considering jewelry, a new car, home remodel, plastic surgery or a vacation, CreditSoup has finance options for them all.

  10. 7 Ways to Make Money on Super Bowl Sunday

    7 Ways to Make Money on Super Bowl Sunday

    As one of the country’s biggest sporting events, people will host parties and events nationwide. However, if you’re not a football fan, it can be a bit dull. Thankfully, Super Bowl Sunday can be a money-making opportunity if you’re willing to forgo the game. Here are 7 creative ways you can make money during the big game.

  11. Watch Your Credit Score

    Watch Your Credit Score

    It's Frugal Friday and as the holiday shopping frenzy winds down, it's crucial to be mindful of the potential impact on your credit score. Holiday spending and how you repay it, can have a big impact on your credit score.

  12. The Power of Documenting Your Expenses

    The Power of Documenting Your Expenses

    Keep a detailed record of your expenses to stay within your budget, allowing you to enjoy your destination holiday without the lingering worry of potential credit score impacts. CreditSoup breaks it down.

  13. 7 Ways to Save Money on Holiday Shopping

    7 Ways to Save Money on Holiday Shopping

    The holiday season is upon us, which means you’re likely shopping for gifts, decor, and other trimmings. The cost of holiday shopping can quickly cost you hundreds or even thousands of dollars, derailing your financial goals and wrecking your budget.

  14. Exploring Fresh Side Hustles for Financial Growth

    Exploring Fresh Side Hustles for Financial Growth

    When it comes to side hustles, thinking outside the box can open up exciting opportunities for extra income and personal growth. Choose a side hustle that aligns with your interests and skills, and you'll be well on your way to boosting your finances and achieving your goals.

  15. What to Avoid Buying on Black Friday

    What to Avoid Buying on Black Friday

    Retailers are desperate to make you part with your hard-earned money. They rely on retail tricks to convince you to open your wallet when you otherwise wouldn’t spend money. To avoid overspending, here are five Black Friday tricks you should know about.

  16. Create a No-Spend Holiday

    Create a No-Spend Holiday

    Choosing one or two days out of the month to not spend a dime can make a significant impact on your budget. No-Spend Days are a simple but effective way to improve your savings and build financial discipline. You'll not only see a positive impact on your budget but also gain a deeper appreciation for the value of money.

  17. 10 Ways to Save Money

    10 Ways to Save Money

    October 12th is National Savings Day and it’s the perfect time to get your financial life in order. If you’re looking to boost your savings or pay down debt, it’s important to take action and come up with a plan so you can meet your goals.

  18. Saving Money on Groceries

    Saving Money on Groceries

    All your trips to the grocery store can add up - check out these quick tips from CreditSoup to help you save your dough during your next trip to the store!

  19. Shop Post-Holidays

    Shop Post-Holidays

    If you're looking to be thrifty this year, and the budget might be tight, consider purchasing such items either right after the holiday or out of season. CreditSoup has several ways this is a good idea.

  20. Go Meatless For A Day

    Go Meatless For A Day

    CreditSoup's bit of frugality this week just happens to be a HUGE money saver. The cost of meat, in general, is on the rise. Consider preparing a meatless meal one day out of the week. Here are 10 ways to save on meals!

  21. Christmas In July - Budget All Year Long!

    Christmas In July - Budget All Year Long!

    Yes, it's July. And yes, we're already thinking about Christmas! CreditSoup's Wise Spend Wednesday this week talks about saving money all year long for that holiday spending. It's hard enough paying bills around the holidays, only to add on the cost of meals, travel & gifts.

  22. 7 Debt Consolidation Truths You Need to Know

    7 Debt Consolidation Truths You Need to Know

    If you are someone who can’t seem to stop racking up more credit card debt, a debt consolidation loan may be exactly what you need. Before you start shopping around for another loan, here’s everything you need to know.

  23. The Ultimate Frugal Tip: Save Loose Change

    The Ultimate Frugal Tip: Save Loose Change

    The ultimate way to remain frugal and SAVE money, is to penny pinch and save every last bit of loose change. Saving loose change is a great way to build up savings over time! CreditSoup has 15 Creative Ways to Save Change.

  24. Credit Card Payment Processing 101

    Credit Card Payment Processing 101

    Have you ever thought about how credit card payment processing works? It’s actually a very complex process involving many different players. Here’s everything you need to know about credit card payment processing.

  25. Use Cash & Points to Save Money on Hotel Stays

    Use Cash & Points to Save Money on Hotel Stays

    If you’re a frequent traveler, you’re probably a member of a hotel-branded loyalty program or you may have a travel rewards credit card. These programs help you earn points which you can use to book future hotel stays.

  26. How to Boost Your Credit Score Quickly So You Can Earn Rewards

    How to Boost Your Credit Score Quickly So You Can Earn Rewards

    Earning cash back or travel rewards can be a dream come true, but it’s a dream that’s out of reach for many. The reality is, rewards and travel credit cards are only available to consumers with good or excellent credit. The rest of the world is forced to miss out, relying on boring credit cards with few perks or benefits.

  27. How Do Credit Scores Vary by Age and Region?

    How Do Credit Scores Vary by Age and Region?

    Most people don’t realize how important their credit score is until it’s time to purchase a home, finance a car, or borrow money for any other reason. It’s always smart to know your current credit score, as well as the steps you can take to improve it.

  28. 4 Ways to Turn Extra Space Into a Goldmine

    4 Ways to Turn Extra Space Into a Goldmine

    If you look around your home or garage and see extra space or unoccupied rooms, you could be seeing dollar signs. You can earn cash from spare space without having to spend a ton of time prepping or marketing. Here are some ways you can turn unused living or storage space into money, fast.

  29. 8 Cheap Summer Vacation Ideas with Kids

    8 Cheap Summer Vacation Ideas with Kids

    There are plenty of ways to make family memories without spending a bundle. If you’re angling for a summer vacation with kids that won’t blow your budget out the window, consider these low-cost and mid-tier vacation ideas.

  30. Stick To a Budget

    Stick To a Budget

    This can be a tough task for some, but if you want to spend wisely, you must remain diligent about sticking to a budget! This week we go over how to stick to a budget. Having a budget keeps your spending in check and makes sure that your savings are on track for the future.

  31. 7 Dangerous Places to Carry a Debit Card

    7 Dangerous Places to Carry a Debit Card

    It’s important to know that you shouldn’t rely on a debit card for everything. In fact, using a debit card can sometimes be downright dangerous. Here are seven occasions when using a debit card just doesn’t make sense.

  32. Summer Vacation Options that Won’t Break Your Budget

    Summer Vacation Options that Won’t Break Your Budget

    Summer will soon be in full swing, and the long sunny days are likely making you long for some fun time away. There’s no better time to soak up all this world has to offer than during the warm summer months. There’s just one problem: How can you take a vacation when you’re on a budget?

  33. Joint Finances: How Sharing Money Can Bring Couples Closer

    Joint Finances: How Sharing Money Can Bring Couples Closer

    There’s a reason the divorce rate hovers around 40 to 50 percent at any given time. Marriage is hard, and it often comes with issues you can’t foresee. You marry “in sickness and in health” and “for rich or for poor,” but that doesn’t mean you actually expect the worst-case scenario to happen. And when life gives you lemons, divorce is often the easiest way out.

  34. Save Your Green!

    Save Your Green!

    It's St. Patrick's Day! Help save your 'green' with these 5 simple tips! If you start today, you’ll be saving more of your green before you know it!

  35. Job Hunting Hack: Clean Up Your Social & Financial Profiles

    Job Hunting Hack: Clean Up Your Social & Financial Profiles

    If you’re in the hunt for a job, you likely have polished your resume, bought an interview suit, and spend huge chunks of your day scouring job boards. However, if you haven’t taken the time to check out your web presence & monitor your credit report, you could cost yourself that coveted job.

  36. 4 Ways to Pay Down Debt

    4 Ways to Pay Down Debt

    I'm sure you're probably overwhelmed by now and wondering "where do I even start?" to get rid of that credit card debt. Fortunately, CreditSoup has 4 ways to begin paying down that debt.

  37. How to Repay Holiday Debt

    How to Repay Holiday Debt

    If you have debt after the holidays, you’re not alone. By using these five tips, you can get out of debt, and save money in the process, putting you in a more secure financial position for next year’s holiday season.

  38. 7 Ways to Make Money Over the Holidays

    7 Ways to Make Money Over the Holidays

    Trying to buy thoughtful gifts for friends and family and finding just the right outfit for every holiday party can hurt your budget. If you’ve been working on paying down student loan debt or building an emergency fund, the holidays can be a serious setback.

  39. Stuck with Holiday Credit Card Bills? Here Are Your Best Options

    Stuck with Holiday Credit Card Bills? Here Are Your Best Options

    Holiday debt isn’t always planned. Sometimes you head into the holiday season believing you’ll be able to pay off all the gifts you charge to a credit card, but then “life happens”. If you’re wondering what steps to take now, you may be surprised to find your credit card could actually help you get out of debt.

  40. How to Create a Budget for the Holidays

    How to Create a Budget for the Holidays

    The holidays are rapidly approaching, so you’re probably coming up with gift shopping lists and planning your decorations and travel arrangements. But there’s one major task you have to do before you start making purchases: come up with a holiday budget.

  41. How Does Your Credit Score Measure Up?

    How Does Your Credit Score Measure Up?

    You’ve probably heard from your parents and teachers that a good credit score is important. But what is good credit for your age and how do you get there? Find out what the average credit score is for each age group and what you can do to improve your score.

  42. 7 Tips for Staying Debt-Free

    7 Tips for Staying Debt-Free

    Being debt-free gives you more financial freedom, allowing you to pursue other goals without the weight of interest charges and monthly payments on your shoulders. To keep yourself from ending up in debt again, use these tips and regularly review your finances.

  43. How Many Credit Cards Should You Carry?

    How Many Credit Cards Should You Carry?

    If used strategically, credit cards can be an amazing tool. They can give you more flexibility in your spending, allow you to earn valuable rewards, and you can take advantage of benefits like free car rental insurance and purchase protection.

  44. 5 Best Places for a Summer Road Trip

    5 Best Places for a Summer Road Trip

    Summer is almost here, and you're contemplating a vacation. But, you don’t need to spend a ton of money on hotels or airline tickets. You can have an epic journey with family or friends with a summer road trip. CreditSoup has 5 ideas on where to go this summer!

  45. Should You Marry Someone with Bad Credit?

    Should You Marry Someone with Bad Credit?

    According to recent studies, a little over half of Americans said they would not marry someone who has “bad” credit, or an extremely poor credit score. Funny enough, consumers seem to have a brighter outlook when it comes to credit card debt.

  46. 3 Financing Options for Home Improvement Projects

    3 Financing Options for Home Improvement Projects

    Home improvement projects can improve the look of your home, boost its usability, and even increase its resale value. While it would be best to pay for those repairs or renovations with money from your savings account, most people don’t have enough money tucked away to cover the cost. That’s when home improvement loans can be a wise solution.

  47. 5 Tips for Using a Personal Loan for Job Relocation

    5 Tips for Using a Personal Loan for Job Relocation

    Relocating for a new job can be exciting, scary, and expensive. If you don’t have enough money stashed away in savings to cover the cost, you may be thinking of charging your moving expenses to a credit card. But there may be a better way: using a personal loan.

  48. 3 Tips for Preparing Your Finances for Holiday Shopping

    3 Tips for Preparing Your Finances for Holiday Shopping

    Given that your holiday spending could very well end up being more than a mortgage payment, it’s important to get a handle on your finances well before you start swiping your way through holiday sales. With a little preparation and planning, you can ensure your finances make it through the holidays and into the new year.

  49. 7 Places to Sell Used or Unused Stuff for Cash

    7 Places to Sell Used or Unused Stuff for Cash

    Whether you’re short on cash and need money to pay rent or just want to boost your savings, your home can be a great source of income. It's best to start comparing prices on a number of selling sites to ensure you get the best deal. Check out these top 7 places to sell your used or unused stuff online.

  50. 5 Mother's Day Gifts Under $10

    5 Mother's Day Gifts Under $10

    Just because you're on a budget doesn't mean you can't get something nice for your mom on Mother's Day. Here are five classy and heartfelt items to consider for cheap Mother's Day gifts as the holiday approaches.

  51. Free Travel Strategies Using Credit Card Signup Bonuses

    Free Travel Strategies Using Credit Card Signup Bonuses

    If you’re new to the world of travel credit cards, you’re probably wondering how to best stretch the initial bonuses you can earn as far as they can go. To get the most out of credit card signup bonuses, you need a few essential travel strategies under your belt. Don’t worry - they’re not that complicated.

  52. How to Create a Mid-Year Money Goals Review

    How to Create a Mid-Year Money Goals Review

    Building wealth is a long-term game that requires patience and forward thinking. Of course, those who start saving and investing early tend to have the best results. For that reason, it’s smart to create annual goals as well as five-year, ten-year, and even twenty-year financial goals.

  53. 5 Side Hustles That Pay $20/Hr and Up

    5 Side Hustles That Pay $20/Hr and Up

    The term side hustle has become quite popular lately and for good reason. Most of us could use some extra money in the bank. The reality is, many side hustle jobs are easier to get started than you think.

  54. What Is a Recession? And How Do I Prepare For It?

    What Is a Recession? And How Do I Prepare For It?

    Coronavirus, which causes COVID-19, has threatened to shut down our businesses and our lives for weeks and months to come. All of a sudden, our economy went from a period of rapid growth into a barrel roll toward a recession in a matter of weeks.

  55. 7 Things to Do Now to Protect Your Finances from Covid-19

    7 Things to Do Now to Protect Your Finances from Covid-19

    The coronavirus pandemic has already had a significant impact on our daily lives, and it’s even started affecting our bank accounts. Whether you’ve already been affected or are simply preparing for the worst, here are seven things you can do now to protect your finances.

  56. Quest Diagnostics Data Breach — What to Do if You’re Affected

    Quest Diagnostics Data Breach — What to Do if You’re Affected

    If you’ve kept up with the news, you know that major data breaches seem to happen every few months, or at least a few times per year. Remember the huge Equifax data breach of 2017? That one released the sensitive personal details of over 143 million Americans, putting many people and their finances in jeopardy as a result.

  57. 8 Credit Card Considerations When Traveling Internationally

    8 Credit Card Considerations When Traveling Internationally

    Before you begin planning for your first overseas trip, it helps to know how credit cards factor in. You should absolutely bring one with you — and maybe even more than one — but there’s more to planning your trip than simply packing a credit card in your wallet before you hit the road.

  58. 5 Ways Credit Cards Can Impact Your FICO scores

    5 Ways Credit Cards Can Impact Your FICO scores

    Credit cards play a big role in establishing your credit score. If used wisely, credit cards can positively impact your credit. But, at the same time, credit card mistakes can be costly in the form of a damaged credit report.

  59. Credit Monitoring vs. Credit Freezes: Which Offers More Protection?

    Credit Monitoring vs. Credit Freezes: Which Offers More Protection?

    If you’re worried about identity theft, it’s essential that you take measures to protect your credit. Two options to consider are credit monitoring and placing a credit freeze on your accounts. While both approaches offer extra security, they’re not interchangeable and they each have their own drawbacks and benefits.

  60. Are RFID Blocking Wallets Worth the Effort?

    Are RFID Blocking Wallets Worth the Effort?

    In case you’re wondering how an RFID blocking wallet works, keep in mind that thieves are forced to try increasingly complex schemes as technology improves. RFID blocking wallets, sleeves, and other products with RFID protection block fraudsters from stealing information from RFID-enabled credit cards.

  61. What Is the Chase 5/24 Rule?

    What Is the Chase 5/24 Rule?

    If you’re a skilled credit card user and juggle multiple rewards credit cards to take advantage of their benefits, you know how great Chase’ Ultimate Rewards program can be. Offering excellent cash back, bonus miles, and perks, Chase rewards are extremely valuable.

  62. Disney World with Rewards? Yes, It’s Possible

    Disney World with Rewards? Yes, It’s Possible

    Disney World in Orlando, Florida may just be the holy grail of vacations for most Americans, but that doesn’t mean it’s affordable. If you want to take savings up a notch, you can even earn rewards in programs that let you book airfare, hotel stays, and other components of a Disney trip for free.

  63. Credit Card Tricks for an Affordable Valentine’s Day

    Credit Card Tricks for an Affordable Valentine’s Day

    Although Valentine’s Day has a long history, it has been celebrated as a day of love and romance for at least the last century (a time that, not uncoincidentally, coincides with the origins of the Hallmark card company). And, while the number of people celebrating the holiday has declined over the last decade, those still taking part are expected to spend more than ever.

  64. Will a New Rewards Credit Card Harm My Credit Score?

    Will a New Rewards Credit Card Harm My Credit Score?

    It’s smart to wonder how getting a new credit card will affect your credit score. After all, your credit score can impact the interest rate you’ll pay on credit cards and other loans. Learn more about your credit score and if a new rewards credit card would harm it.

  65. Using Your First Credit Card To Improve Your Credit

    Using Your First Credit Card To Improve Your Credit

    It’s important that you have the right information before applying for your first credit card. Building good credit from the beginning is much easier than recovering from negative marks on your credit score. Follow these tips to build good credit with your first credit card.

  66. Protect Yourself in the Wake of the Marriott Data Breach

    Protect Yourself in the Wake of the Marriott Data Breach

    At this point in our society, the number and regularity of data breaches mean it’s safe to assume most of us have been the victim of some type of data theft. But, no matter how common data theft may be these days, the associated risks are not to be taken lightly.

  67. How to Boost Your Credit Limit

    How to Boost Your Credit Limit

    When you get your first credit card, your credit limit is typically very low. It could be as small as a few hundreds dollars. While getting a credit card is a great step in building your credit, having such a small credit limit can be frustrating.

  68. 5 Differences Between Charge Cards and Credit Cards

    5 Differences Between Charge Cards and Credit Cards

    What type of card you have is important. It affects how much you owe each month, what you’ll pay in fees, and how much you can spend. When deciding whether to open a credit card or a charge card, it’s important to keep these differences in mind to ensure you make the right choice for you.

  69. Worried About Your Identity? Now You Can Freeze Your Credit for Free

    Worried About Your Identity? Now You Can Freeze Your Credit for Free

    While many people have kept an eye on their credit by signing up for free credit monitoring or paying for an identity protection service like LifeLock, there has been another option on the table for some time now — freezing your credit. Through a credit freeze, Americans have had the opportunity to stall their credit and make it unavailable to anyone who tries to open an account in their name.

  70. What’s the Best Way to Avoid Bank Overdraft Fees?

    What’s the Best Way to Avoid Bank Overdraft Fees?

    When it comes to choosing a bank, there are several ways to keep costs at a minimum while scoring valuable benefits. You can opt for a bank that offers free checking, high interest savings account options, or online banking perks that make paying bills or making deposits easy, for example.

  71. Personal Debt Management Tips | Managing Short-Term Debt

    Personal Debt Management Tips | Managing Short-Term Debt

    At some point in your life you with experience a situation that will require you to take on unexpected debt, but taking on this new debt doesn’t have to alter your way of life or affect your credit negatively. Follow these simple tips to effectively manage your short-term personal debt.

  72. How to Get 800 Credit Score in Your 20’s

    How to Get 800 Credit Score in Your 20’s

    If you want to achieve financial success at a young age, one of the best places to start is with your credit score. Your credit affects everything from the interest rate you get on a loan to whether or not you’ll land your dream job. Taking the time now to boost your score and reach 800 or higher will help you achieve your financial goals.

  73. What is the FIRE movement all about?

    What is the FIRE movement all about?

    If you spend any time reading personal finance blogs, you’ve likely heard of the FIRE movement. FIRE stands for, Financially Independent, Retire Early. It’s a movement that’s gaining momentum and devout followers. But what is it exactly? Learn more now.

  74. Things to Consider When Buying Your First Home

    Things to Consider When Buying Your First Home

    Deciding to buy a home is a huge decision, and signals the next chapter of your adult life. You give up the sometimes nomadic existence of an apartment-dweller, put down real roots, and settle down. It can be a big transition. Before buying a home, ask yourself these five questions.

  75. FICO vs. VantageScore: What’s the Difference?

    FICO vs. VantageScore: What’s the Difference?

    Your credit score is an important measure of your overall credit health that can help — or stand in the way of — myriad financial goals. Although it isn't necessarily easy to understand, there are similarities to both your FICO score and VantageScore. Learn more now about each of these factors and what you can do to help improve your scores.

  76. How Do I Get My Free Annual Credit Report?

    How Do I Get My Free Annual Credit Report?

    If the information in your credit report is negative or incorrect, this could spell disaster for your credit score and your ability to qualify for loans or other forms of credit. Checking your credit report, you are able to monitor your credit for signs of identity theft or fraud.

  77. How to Get an Apartment With Bad Credit

    How to Get an Apartment With Bad Credit

    Most landlords have strict credit and income requirements. If you fall short of their guidelines, they won’t approve you for a lease. However, there are ways to secure a home. Check out these 6 strategies to get around credit requirements.

  78. 6 Fees That Can Wreck Your Budget

    6 Fees That Can Wreck Your Budget

    “Little” fees, such as overdraft fees or credit card annual fees, might seem insignificant. But over time, they can cause you to lose hundreds of dollars. Check out six of the worst fees and what you can do to avoid them.

  79. 5 Productivity Tips for Remote Workers

    5 Productivity Tips for Remote Workers

    Working remotely sounds like a dream come true: no commute and work from the couch. You don’t even have to wear pants! However, if you’re not careful, being a remote worker can quickly lead to lounging and watching Netflix instead of doing great work.

  80. 5 Back to School Savings Tips to Save

    5 Back to School Savings Tips to Save

    Although it seems like summer just started, back to school commercials are playing, school supply lists are being sent in the mail, and school items are making their way back to store shelves. Despite the denial of summer ending, it’s time to start thinking about backpacks, pencils, folders, and back-to-school shopping.

  81. 5 Ways to Skip Long Security Lines at the Airport

    5 Ways to Skip Long Security Lines at the Airport

    Although airlines recommend you get to the airport two to three hours ahead of your flight’s departure time, that’s not always realistic. And, no one wants to spend hours killing time in an airport. Instead, find out how you can avoid the lengthy security lines altogether.

  82. How to Get The Best Deals on Flights

    How to Get The Best Deals on Flights

    If you’re planning a vacation, you know plane tickets can be one of your biggest expenses. In some cases, your airfare could cost even more than your hotel stay. Stretch your budget further by planning ahead and using these five tips.

  83. How to Raise Your Credit Score When You Can’t Get a Credit Card

    How to Raise Your Credit Score When You Can’t Get a Credit Card

    You may not be approved for a new credit card if your credit profile is thin or you have negative marks on your credit report, after all. Still, you’ll want to take steps to improve your credit whether you can get a new credit card or not. Here are four strategies that can make the biggest impact in the shortest amount of time.

  84. 6 Apps That Will Help You Save at the Gas Pump

    6 Apps That Will Help You Save at the Gas Pump

    With all of the gorgeous weather after a brutal winter, many people are dreaming of trips to the beach or lounging by the pool. However, the cost of gasoline you use to get to your destination can be hard on your wallet. Check out our top favorite apps to save money at the pump.

  85. 5 Ways to Pay for Home Improvements

    5 Ways to Pay for Home Improvements

    Whether you’ve lived in your home for a long time or you just moved in, you might be making plans to start doing some renovations. Maybe you’d like to update the kitchen or finish the basement. As you consider each, think about your financial situation and how you will pay for it.

  86. 4 Ways to Score Frugal Travel While You Pay Down Debt

    4 Ways to Score Frugal Travel While You Pay Down Debt

    If you’re struggling with debt and know it will take you years to pay off, you’re not alone. You can travel frugally while you’re young and pay down debt, but you’ll need to avoid some pitfalls along the way. Here are 4 strategies you can use to see the world while you still can — without avoiding your responsibilities.

  87. 10 Ways to Save $5,000 This Year

    10 Ways to Save $5,000 This Year

    Are you fed up with scraping by month to month? You can save $5,000 in one year with a combination of cutting corners and boosting your income. Learn how to start saving money now.

  88. How Being Overweight Can Cost You

    How Being Overweight Can Cost You

    Being overweight can affect your life in many ways. It can limit your mobility, affect your self-esteem, and can hurt your health. But, it can also harm you in other ways, especially when it comes to your finances.

  89. 7 Tips to Plan a Luxury Vacation for Less

    7 Tips to Plan a Luxury Vacation for Less

    Planning any type of trip can be stressful when your funds are limited, but you have a real task at hand if you expect luxury for less. Fortunately, there are ways to score luxury for less if you’re willing to do things differently, and able to plan ahead. Here are 7 tips that can help you book sheer luxury for less.

  90. Surprise Cruise Expenses to Watch Out For

    Surprise Cruise Expenses to Watch Out For

    While cruise fares can be inexpensive on their own, there are plenty of “extras” and “gotchas” you should prepare for. While some of these added expenses can be avoided, others are just part of the deal. Learn more about the hidden expenses of a cruise.

  91. 8 Money Resolutions You Couldn’t Mess Up if You Tried

    8 Money Resolutions You Couldn’t Mess Up if You Tried

    New Year’s resolutions are a popular way to set new goals at the end of the year. No matter your past indiscretions or whether or not you improved your life last year, a new year means a new opportunity to get things right. If you’re looking for an easy way to stick to your money goals this year, try these strategies:

  92. How to Celebrate Valentine’s Day on a Budget

    How to Celebrate Valentine’s Day on a Budget

    The average person spends $140 on Valentine’s Day, which can feel impossible if you have little money to spend on the holiday. If you are strapped for cash but have a special someone to share the day with, never fear, a great Valentine’s Day date doesn’t need to break the bank.

  93. How to Overcome Holiday Debt With a Balance Transfer

    How to Overcome Holiday Debt With a Balance Transfer

    It’s hard to say for sure how much your holiday credit card or store card debt will cost you because it depends on how long it takes you to pay it off. To give you an idea of what to expect, we’ll offer a couple of different scenarios:

  94. Take These 5 Steps Out of Holiday Debt

    Take These 5 Steps Out of Holiday Debt

    The bad news is, debt is pervasive, relentless, and a lot like Mogwai. If you feed it, it just keeps growing and growing as interest compounds over and over again. The good news is, there are some ways to put a lid on your holiday debt – and all your other debts – for good.

  95. New Year’s Resolution: How to Build a $1,000 Emergency Fund

    New Year’s Resolution: How to Build a $1,000 Emergency Fund

    If a sudden car repair or medical bill would send you scrambling, you’re not alone. Nearly half of all Americans could not come up with $400 in an emergency. If that’s you, too, a single unexpected expense could deplete your bank account. To make ends meet, you might have to turn to credit cards or payday loans.

  96. 7 Companies Hiring Season Help Now

    7 Companies Hiring Season Help Now

    The holidays are undoubtedly expensive. However, you can cut down on your expenses by taking on a part-time seasonal job. You can make more money and can often take advantage of employee discounts, which can help stretch your budget further.

  97. 5 Tips for Hanging on to Your Hard-Earned Rewards Points

    5 Tips for Hanging on to Your Hard-Earned Rewards Points

    From airline miles to cash back, there’s no shortage of credit card rewards. While these rewards are plentiful, a significant chunk of consumers don't benefit from the situation. A study by Princeton Survey Research Associates International found that nearly a third of credit card holders don’t redeem their hard-earned rewards.

  98. Save This Holiday Season With Discounted Gift Cards

    Save This Holiday Season With Discounted Gift Cards

    Last year, Americans planned to spend $929 on holiday gifts. That number doesn’t even touch on decorations, holiday outfits, or travel expenses. To pay for those gifts, many people turn to credit cards. But, thanks to high interest rates, their credit card balance can grow over time and it can take months to pay it off.

  99. What You Need to Know Before Black Friday

    What You Need to Know Before Black Friday

    Black Friday, the Friday after Thanksgiving, is noted as the biggest day for retailers of the year. Millions of people turn out in stores and online to score deals on electronics, clothes, and more. But before you camp out at the nearest department store at 2:00 a.m., it’s important to know that Black Friday isn’t always what it seems.

  100. 5 Ways to Make Money With Your Car

    5 Ways to Make Money With Your Car

    If your savings account is low and you need cash quickly, side hustles can be a smart way to make extra money. And, if you own a car, your earning potential can dramatically increase. Having access to a vehicle can help you earn more money in your spare time, so you can pay for unexpected expenses as they come up without using loans or credit cards.

  101. 5 Reasons My Kids Aren’t “Too Good” for Community College

    5 Reasons My Kids Aren’t “Too Good” for Community College

    With college costs and student loan debt soaring, I want to help my kids make smart decisions regarding their future. Since our kids were babies, we’ve been socking money away in their 529 savings plans. By the time they reach college, I estimate they’ll both have $50,000 to pay for any school of their choosing.

  102. Free and Discounted Mental Health Resources

    Free and Discounted Mental Health Resources

    According to the National Institute of Mental Health, over 43 million adults in the United States have a mental illness. That number is approximately 18 percent of the nation’s population. Yet, mental illnesses are rarely talked about.

  103. Five Places Where Rent is Under $750

    Five Places Where Rent is Under $750

    One of the largest expenses you have is housing. Renting an apartment can eat up 30 percent or more of your income, leaving little left over for building an emergency fund or paying off debt. In fact, the median rent nationwide is $1,001.

  104. 5 Questions to Ask Before Relocating

    5 Questions to Ask Before Relocating

    Moving for a new job — or at the request of your current employer — can either be an exciting or terrifying prospect. For some, getting to know a new city and possibly getting a pay bump along the way are big incentives to say yes. For others, change and uncertainty can leave them feeling anxious.

  105. Affected By Equifax’s Data Breach? Here’s What to Do Now

    Affected By Equifax’s Data Breach? Here’s What to Do Now

    On Thursday, credit reporting agency Equifax announced that a cyber security attack on their systems occurred. The company says that the data breach exposed customers’ personal information, including names, addresses, Social Security numbers and even driver’s license numbers. They also got a hold of thousands of credit card numbers.

  106. How to Break the Paycheck to Paycheck Cycle

    How to Break the Paycheck to Paycheck Cycle

    A staggering 49 percent of Americans are living paycheck to paycheck, meaning they have no savings. They’re completely reliant on the next payday to manage their expenses; if a paycheck is late, or an unexpected emergency comes up, they have no way to handle it.

  107. How to Create a Sustainable Budget

    How to Create a Sustainable Budget

    Whether you’re talking about the environment, energy, or food, sustainability has become a hot topic. But for all this talk about creating a sustainable society, people rarely apply the concept to household budgeting. We have somehow forgotten its place in fiscal management.

  108. How to Build a Work Wardrobe (When You’re Broke)

    How to Build a Work Wardrobe (When You’re Broke)

    When I accepted the offer for my first job, I only had about $100 to create an entire work wardrobe. And when I walked into stores, I quickly found that my $100 wouldn’t buy a single dress. I was frustrated and panicking because my start date was just a few days away. Thankfully, I did some research and talked to friends, and got some smart ideas to find cheap work clothes. I was able to start work with many office-worthy outfits that looked great, without overextending my budget.

  109. How to Get the Best Deal on a New Car

    How to Get the Best Deal on a New Car

    If you’re a first-time car buyer, the process can be overwhelming and a little terrifying. The idea of going up against a tough car salesperson can feel like a losing proposition. However, there’s a way that even the shyest people can negotiate and get a great deal. Even better, you’ll be in an out of the dealership in under an hour.

  110. 6 Reasons Cheap Rural Living May Be a Better Deal Than You Realize

    6 Reasons Cheap Rural Living May Be a Better Deal Than You Realize

    Is big-city living all it’s cracked up to be? Or, would you be better off in a quieter, slower-paced rural environment? While this question has been debated for years, there is no “right” or “wrong” answer that suits everyone. The truth is, some people prefer the close-knit quarters of an urban existence while others crave more space.

  111. Hate the Idea of Student Loans? Here are 8 Ways to Borrow Less for College

    Hate the Idea of Student Loans? Here are 8 Ways to Borrow Less for College

    While higher education is typically a good investment, the surging costs of a college degree have been blurring the line for years. Sure, college graduates tend to earn more, but they’re also facing growing debt loads, too. According to Student Loan Hero, the average 2016 college graduate left school with more than $37,000 in student loan debt.

  112. How to Save Money on Textbooks

    How to Save Money on Textbooks

    While college tuition is expensive enough, coming up with the cash to pay for textbooks can be difficult. The cost of books has skyrocketed in recent years. Since 1978, the price of textbooks has risen 812 percent. The average undergraduate student will spend approximately $1,300 a year on books. That high cost can add thousands to your college education, or can prohibit you from buying necessary books.

  113. 4 Tips for Budgeting Your Summer Move

    4 Tips for Budgeting Your Summer Move

    With kids out of school, longer daylight hours, and warm weather, summer is the perfect season for a big move. Each year, 11 percent of Americans move to a new home. About 3 million of those move across state lines, with professional movers handling about 800,000 moves annually. The summer months traditionally see the biggest surge of moving activity, with a recent report indicating about 38 percent of all moves in 2016 happened between June and August.

  114. 5 Best Cities For New College Graduates

    5 Best Cities For New College Graduates

    Graduating from college is an exciting time. You’re finally done with classes, term papers and exams. From starting a new job to moving out on your own, your life changes drastically after school. However, those changes can be expensive. With expenses like rent and student loan payments, making ends meet can be more challenging than you expected. In the United States, the average rental cost for a one-bedroom apartment is $1,021.

  115. How to Score the Cheapest Flights

    How to Score the Cheapest Flights

    When planning a vacation, your flight can be the most expensive part. It can be more than your hotel, car rental and food combined. A pricey flight can cut down on the number of things you can do on your trip, or even reduce how long your vacation can be.

  116. 9 European Cities You Can Actually Afford to Visit This Year

    9 European Cities You Can Actually Afford to Visit This Year

    A European getaway is on nearly everyone’s bucket list, but that doesn’t mean everyone’s budget is equipped to handle the expense. Flights alone can be cost-prohibitive. Truth be told, most round-trip flights to Europe from the U.S. start at $1,000 and only go up from there.

  117. 5 Surprisingly Affordable Tropical Destinations

    5 Surprisingly Affordable Tropical Destinations

    Traveling the world is the goal of many people. Visiting foreign countries, seeing landmarks, and sampling new cuisines can be an incredible experience. But the price can be prohibitive for many. If you dreamed of traveling the world but have been delaying take the plunge, you might be afraid of the cost. Planning a vacation when you’re on a budget can be difficult. However, there are some beautiful, tropical destinations that are shockingly affordable.

  118. Best Ways To Travel For Free

    Best Ways To Travel For Free

    There are few ideas as captivating as free travel. It’s an elusive goal for many, but it’s not impossible. To get there, you can use one of several strategies that offer travel opportunities that someone else will pay for. But first, you have to understand that free travel is never easy. As the saying goes, there’s no such thing as a free lunch, and any travel that you accept for free will come with other types of costs and obligations.

  119. 5 Ways to Protect Your Credit When Traveling

    5 Ways to Protect Your Credit When Traveling

    If you’re planning on traveling this summer, your credit cards are essential. You’ll need one to do everything from checking into a hotel to renting a car. While credit card theft and fraudulent charges are always a risk, it isn’t as big of a deal when you’re home. You can quickly cancel the cards, and your credit card company will send you new ones right away.

  120. 9 Cheap Beach Towns You Can Actually Afford to Visit This Year

    9 Cheap Beach Towns You Can Actually Afford to Visit This Year

    If you have kids, you’re probably well aware that beach vacations are the ultimate gateway to frugal fun. Beyond transportation and lodging, you’ll pay very little to keep the kids busy all day. Head out to the beach from your hotel or rental, bring along a cooler of drinks and snacks, and your kids will use nature’s bounty – surf, sand, and sea life - to entertain themselves.

  121. Shop Small Business Saturday

    Shop Small Business Saturday

    Shop smart and shop small, as in small business, this Saturday, November 26th. Small Business Saturday takes place the Saturday between Black Friday and Cyber Monday and offers great benefits to not only the business owners but also the shoppers.

  122. 4 Ways to Avoid a Christmas Spendover

    4 Ways to Avoid a Christmas Spendover

    There are two different types of people when it comes to the holidays… those who think “It’s only October, I have plenty of time to do my Christmas shopping” or those who feel “There’s only 9 weeks til Christmas, I better get planning and finish shopping!” Many reasons exist that people procrastinate their holiday shopping, but a result of procrastinating can lead to spending a large amount of money at once, which doesn’t work for most people.

  123. Travel Rewards for an on-the-go Traveler!

    Travel Rewards for an on-the-go Traveler!

    Barclaycard Arrival Plus™ World Elite Mastercard®- Voted Money Magazine’s Best Frequent Flyer Credit Card! This travel rewards card has been voted the best frequent flyer credit card for frequent travelers who are looking for a no hassle card with great benefits.

  124. 5 Ways to Save on Back-to-School Shopping

    5 Ways to Save on Back-to-School Shopping

    To your kids, shopping for new clothes, gear and school supplies may be the only good thing about going back to school, but that doesn’t mean you have to spend a fortune every year. Check out these 5 tips on how to save.

  125. Plan Big and Save

    Plan Big and Save

    Planning parties can be a lot of pressure especially when you have a tight budget. Here are 4 money saving tips to party planning to help you stretch your budget and save big!

  126. Plan for Vacation Savings

    Plan for Vacation Savings

    Summer time is almost here and for many that means…family vacation! Vacation planning can be stressful, as well as very expensive, but there are a number of ways to cut down on the stress and be less draining on the checkbook. Check out these 5 tips on how to save, but still have a memorable vacation.

  127. Gardening on a Budget

    Gardening on a Budget

    With Spring in full force the gardening bug is spreading. For those people who aren’t quite sure on what to do and don’t want to spend a lot of money just quite yet, check out these great tips on how to create a successful garden while not spending a fortune.

  128. During College: Don’t Go Broke!

    During College: Don’t Go Broke!

    With the cost of education always rising, it’s best to cut back whenever possible so you’re not broke when you graduate from college! Check out these few ideas to save you some cash!

  129. Holiday Gifting: Don’t Go Overboard

    Holiday Gifting: Don’t Go Overboard

    How much do you plan on spending for gifts this holiday season? Make sure you don't find yourself in debt at the start of the new year by following these tips to help you save!

  130. 9 Tips to Prepare Yourself For Winter

    9 Tips to Prepare Yourself For Winter

    While most of us are not looking forward to winter, looking ahead and being prepared for the cold can end up saving you cash! Check out these 9 tips to help get yourself prepared for the upcoming season.

  131. Back-to-School Savings Tips

    Back-to-School Savings Tips

    Did you procrastinate on your back-to-school shopping again? It is still possible to save - check out these tips for the upcoming school year!

  132. 5 Secrets to Home Improvement on a Budget

    5 Secrets to Home Improvement on a Budget

    Home improvement projects are on the minds of many this summer, but that doesn't mean you need to go broke to accomplish your plans! Here's a few tips to help you keep with your budget on your remodeling and updates.

  133. 4 Ways to Save on Energy Bills

    4 Ways to Save on Energy Bills

    Summertime brings warmer temperatures and, unfortunately, higher energy bills as a result. Here are a few tips to help you save some cash on your utility bills.

  134. Tools for Buying a Car

    Tools for Buying a Car

    There are many things to consider when buying a vehicle such as the vehicle's history, the vehicle's valuation, financing, and then finding the right monthly payment for you.

  135. Ways to Reduce Debt

    Ways to Reduce Debt

    Tips to reduce debt and improve your finances can vary from budgeting to listing debts to requesting lower interest rates.

  136. Easy Ways to Save Money

    Easy Ways to Save Money

    You can reduce spending without making big changes to your lifestyle. This isn't your typical list detailing how to spend less by sacrificing. We all know we could eat out less, buy fewer clothes, take fewer or less expensive vacations, clip coupons, make coffee at home instead of grabbing a latte, etc. But here are some ways to save money that you might not have thought of that are relatively pain-free.

  137. Two Quick Steps to a Better Handle on Your Finances

    Two Quick Steps to a Better Handle on Your Finances

    There are many things you can do to save money each day… making your own cup of coffee instead of grabbing a latte on your way to work; eating in instead of dining out; clipping coupons; and more, but here are a couple other ways you can get a better handle on your finances.

  138. Looking to Go Green?

    Looking to Go Green?

    In celebration of Earth Day, the non-green people are definitely missing out on the benefits of being earth friendly. It's actually pretty easy to go green by simply opting for paperless documents & credit cards made from recycled materials. CreditSoup has the details.

  139. Splash into Summer!

    Splash into Summer!

    Summer is right around the corner and vacation season is almost here! Summertime also brings landscape and construction projects or perhaps even a new home! If any of these are in your future summer plans, you'll need to have a payment course of action.

  140. Saying ‘I Do’? Tips for a budget friendly wedding.

    Saying ‘I Do’? Tips for a budget friendly wedding.

    Planning for your wedding, with the wedding dresses, wedding reception, wedding decorations, not to mention the wedding rings can really stretch the wedding budget, check out personal loan or credit cards options from CreditSoup that can help pay for all of these expenses.

  141. Credit Tips from CreditSoup

    Credit Tips from CreditSoup

    CreditSoup will inform you of money saving tips, ways to improve your credit, which credit cards will provide the best rewards options, which insurance provider has the best auto insurance rates, etc...

  142. Saving Money info from CreditSoup.com

    Saving Money info from CreditSoup.com

    CreditSoup.com has products, services and tools to assist with saving money. The tips provided will help bring you closer to the financial freedom you have been searching for.


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