September 3, 2021
• 2 Minute Read
Credit One Bank® is one of America’s leading credit card providers, serving over 5 million customers nationwide. They are committed to providing customers with credit card products that offer more value through cash back rewards and free online monthly credit score tracking. They offer a full spectrum of credit card products that are perfect for everyday purchases and provide meaningful benefits, helpful features and state-of-the-art security. Whether you are looking to rebuild your credit or looking to maximize your rewards and everything in between, they’ve got a card option for you.
Late this spring, Credit One Bank® came out with the Credit One Bank® Platinum X5 Visa® credit card that offers a whopping 5% cash back! This offer is good for the first $5,000 of eligible purchases on gas, grocery, internet, cable, satellite TV and mobile phone service purchases each year, then 1% thereafter. It offers unlimited 1% cash back rewards on all other purchases, terms apply. There are no offers to activate or points to redeem- you’ll automatically earn cash back rewards on your eligible purchases.
Credit One Bank® also gives you the ability to view your free Online Credit Score and Credit Report summary, terms apply. They offer zero fraud liability so you know you won’t be held responsible for unauthorized charges. With Credit One Bank® there is always the opportunity for credit line increases as you receive regular account reviews. Being able to customize your notifications will help you stay on top of important account information such as when your payment is due, confirmation that a payment has posted, and notices about posted activity.
Credit One Bank® wants you to enjoy the flexibility to choose your payment due date. Yes, you read that right. YOU get to choose when your payment is due. This is one of the many ways they allow you to customize your experience with them. Feel free to express your personality by choosing from a variety of premium card designs and even get a second card for a friend or family member. While this card does have an annual fee of $95, the potential rewards can help justify the cost of that fee.
It’s not often that you find a credit card that offers the ability to earn rewards like this card, and for consumer with credit score of roughly 620 and higher. Just a fair warning, your ability to earn rewards is determined by the credit limit that you are assigned. Don’t want to carry this card around with you everywhere you go? No worries, this card is Digital Wallet Compatible, so it is available 24/7 right from your phone.
If you have a fair or good credit score and are actively trying to build that up while looking for great rewards, this is a great option.
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