GM Offers Rewards Credit Card and Business Card

Erin Benson

February 1, 2023  •  3 Minute Read

Credit Cards

General Motors (GM) is an American multinational automotive manufacturing company and currently the largest automaker in the US. GM is most widely known for its four automobile brands: Chevrolet, Buick, GMC, and Cadillac. But did you know they also have their own co-branded credit cards? GM now offers its loyal users the option of a rewards credit card or a business card. Let’s go over the rewards card first.

The My GM Rewards Card™ (Offer Expired) also happens to be the only U.S. co-branded card that offers unlimited 4X points on all purchases with no annual fee!

So how do you earn those points?

Earn 7 points for every $1 spent at GM, 4 points for every $1 spent everywhere else and there no annual fee and no cap on rewards earned. At that rate, your points can add up quickly!

My GM Rewards Card™ (Offer Expired) lets you choose your rewards with several different options:

• Redeem towards a new GM vehicle or lease with no limit on redemptions
• Redeem towards the purchase of Certified Pre-Owned vehicle (up to $1,000 in rewards value annually)
• Redeem for gift cards – up to $250 in regards value a year
• Redeem for dealership services and GM ecommerce purchases at participating dealerships

You can also redeem your points toward paid GM Certified Service, GM Certified Service, GM Genuine Parts and ACDelco Parts, eligible Accessories, most OnStar and Connected Services plans, GM Financial and Protection Plans, and SiriusXM. You can also earn $100 statement credit when you spend $1,500 on fuel per calendar year or earn $100 statement credit when you use the My GM Rewards Card (Offer Expired) to pay 6 months of your electric bills. Some additional benefits include a $50 annual vehicle detailing allowance, authorized user purchases can add to your points and your points don’t expire!

And now for the tough part, choosing which card design to go with. The My GM Rewards Card (Offer Expired) is available with its four most popular automotive brands: Chevrolet, Buick, Cadillac, and GMC. Like all the brands? There is a generic My GM Rewards card (Offer Expired) you can go with as well. If you are a loyal GM user and looking for a rewards credit card with low rates and fees and solid rewards, you’re going to want to take a look at this card!

Everyone Loves Perks, Let's Talk Business

Now let’s go through the GM Business Card™ (Offer Expired) and what it has to offer. GM has tag lined its new business card with “Get the card that can turn business essentials into a new GM vehicle.” Sounds like a pretty good deal, right? Here is the rewards layout:

• 5% on GM dealership parts or service
• 3% on gas, restaurants, office supply stores
• 1% everywhere else
• No annual fee, no foreign transaction fees or cash advance fees. Late fees may apply

Right now, $750 in Bonus Earnings towards the purchase or lease of an eligible, new GM vehicle after you spend $5,000 on purchases in your first 5 months. Some additional benefits of this card include no-cost employee cards with unique spending limits, employee card purchases increase your earnings, and your earnings don’t expire on active accounts in good standing.

Is The GM Business Card™ (Offer Expired) A Good Fit?

This business card is a great fit for someone that will spend that $5,000 within the first 5 months of being a cardmember, if you need company cards for your employees or if you are already enrolled in My GM Rewards and looking to acquire a new GM vehicle in the near future. If you are looking for a business credit card with strong rewards and loyal to the GM brand, this would be a good fit for you.