Advice & Expertise Blog

  1. Stop Using Paper Towels

    Stop Using Paper Towels

    CreditSoup's #FrugalFriday: Using hand towels & dish rags instead of throw-away, single use paper towels is not only good for the bank account, it's also great for the environment! Depending on the brand you prefer, that's an average SAVINGS of $10-$30/mo or up to $300/year!

  2. 5 Best Places for a Summer Road Trip

    5 Best Places for a Summer Road Trip

    Summer is almost here, and you're contemplating a vacation. But, you don’t need to spend a ton of money on hotels or airline tickets. You can have an epic journey with family or friends with a summer road trip. CreditSoup has 5 ideas on where to go this summer!

  3. Walk or Ride A Bike If Possible

    Walk or Ride A Bike If Possible

    Today's Thrifty Thursday is more useful than ever, given the state of fuel prices! Weather is warming up, and if you live close enough to work, consider walking or riding bike.

  4. Should You Marry Someone with Bad Credit?

    Should You Marry Someone with Bad Credit?

    According to recent studies, a little over half of Americans said they would not marry someone who has “bad” credit, or an extremely poor credit score. Funny enough, consumers seem to have a brighter outlook when it comes to credit card debt.

  5. Pros and Cons of Using a Personal Loan for Business Expenses

    Pros and Cons of Using a Personal Loan for Business Expenses

    If you dream of starting a business or want to expand your side hustle, finding the money you need to make your goals a reality can be difficult. Most business loan lenders require you to be in operation for several years before you can qualify for a loan; if your business is new, you won’t be eligible for a loan.

  6. How Debt Consolidation Can Help You Save Money

    How Debt Consolidation Can Help You Save Money

    Overwhelmed with credit card debt? You’re not the only one. According to Experian, the average credit card balance is $6,194. Credit cards tend to have high interest rates — the Federal Reserve reported that the average APR is 16.97% — which can cause your balance to grow over time.

  7. When Life Gives You Lemons, Get a Personal Loan

    When Life Gives You Lemons, Get a Personal Loan

    In the past, personal online loans developed a bad rep for extremely high interest rates. Over the years, many companies have disrupted the personal loan space with cheap loan options. The rates have become so competitive that some people prefer unsecured loans over traditional options. Here’s why.

  8. Shop Generic or Clearance

    Shop Generic or Clearance

    Why waste money on full price, brand name items that maybe get a few uses out of? Buying generic products or finding things on clearance are sometimes just as good as purchasing the same name brand thing at full price.


Editorial Disclaimer: Information in these articles is brought to you by CreditSoup. Banks, issuers, and credit card companies mentioned in the articles do not endorse or guarantee, and are not responsible for, the contents of the articles. The information is accurate to the best of our knowledge when posted; however, all credit card information is presented without warranty. Please check the issuer’s website for the most current information.


Advertiser Disclosure

CreditSoup is an independent, advertising-supported comparison service. The offers that appear on this site are from companies from which CreditSoup receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditSoup does not include all companies or all offers available in the marketplace. CreditSoup may use other proprietary factors to impact offer listings on the website such as consumer selection or the likelihood of the applicant’s credit approval.

Editor’s Rating

Our editors review each credit card and provide our ratings based on the features the credit card offers consumers including the fees, interest rates, benefits, rewards, and how it compares to other credit cards in its category. Card ratings may vary by category as the same card may receive a different rating based on that category.

CreditSoup.com may be compensated by companies mentioned on our site when a consumer’s application is accepted or approved by the company.