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Poor Credit Doesn’t Have To Ruin Your Life

CreditSoup Staff April 1, 2022 • 3 Minute Read
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Still, poor credit doesn’t mean that your financial life is over. If you’re committed to building the discipline not to spend more money than you have, you might find your options pretty light in comparison.
3 Financing Options for Home Improvement Projects

Kat Tretina March 18, 2022 • 3 Minute Read
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Home improvement projects can improve the look of your home, boost its usability, and even increase its resale value. While it would be best to pay for those repairs or renovations with money from your savings account, most people don’t have enough money tucked away to cover the cost. That’s when home improvement loans can be a wise solution.
New to Credit Oportun-ity!

Erin Benson March 8, 2022 • 1 Minute Read
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If you are new to credit, or working to build up your credit this should be at the top of your list of cards to check out. Oportun® Visa® Credit Card, issued by WebBank, Member FDIC, provides customers with little to no credit history with an opportunity to access credit that traditional banks don’t offer. They are able to extend credit where others cannot through artificial intelligence that is able to see customers as much more than simply a credit score.
5 Tips for Using a Personal Loan for Job Relocation

Kat Tretina January 8, 2022 • 3 Minute Read
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Relocating for a new job can be exciting, scary, and expensive. If you don’t have enough money stashed away in savings to cover the cost, you may be thinking of charging your moving expenses to a credit card. But there may be a better way: using a personal loan.
3 Tips for Preparing Your Finances for Holiday Shopping

Adam West December 10, 2021 • 5 Minute Read
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Given that your holiday spending could very well end up being more than a mortgage payment, it’s important to get a handle on your finances well before you start swiping your way through holiday sales. With a little preparation and planning, you can ensure your finances make it through the holidays and into the new year.
7 Places to Sell Used or Unused Stuff for Cash

Kat Tretina November 4, 2021 • 3 Minute Read
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Whether you’re short on cash and need money to pay rent or just want to boost your savings, your home can be a great source of income. It's best to start comparing prices on a number of selling sites to ensure you get the best deal. Check out these top 7 places to sell your used or unused stuff online.
How to Get Your First Credit Card

Holly Johnson October 29, 2021 • 4 Minute Read
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Getting your first credit card is a huge adult milestone just like getting your first car or your first bank account. The problem is, it can be difficult to get approved for a credit card just because you want one.
4 Hidden Costs Behind Rewards Cards

CreditSoup Staff October 15, 2021 • 4 Minute Read
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There’s no such thing as a free lunch, right? Many credit card companies try to entice customers with rewards such as cash back, free hotel stays, or travel perks — but almost everything comes at a cost.
How to Establish (or Reestablish) Good Credit

CreditSoup Staff October 8, 2021 • 8 Minute Read
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If you don't have a credit score or credit history, there are a variety of ways that you can build one. Some of these options may or may not be open to you depending on your age and income, but one or more of the options should be available to you. Additionally, so long as you're careful about it, there's no reason you shouldn't be able to use several of these methods to build a solid credit score.