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Pros and Cons of Using a Personal Loan for Business Expenses

Kat Tretina May 5, 2022 • 3 Minute Read
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If you dream of starting a business or want to expand your side hustle, finding the money you need to make your goals a reality can be difficult. Most business loan lenders require you to be in operation for several years before you can qualify for a loan; if your business is new, you won’t be eligible for a loan.
How Debt Consolidation Can Help You Save Money

Kat Tretina April 30, 2022 • 3 Minute Read
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Overwhelmed with credit card debt? You’re not the only one. According to Experian, the average credit card balance is $6,194. Credit cards tend to have high interest rates — the Federal Reserve reported that the average APR is 16.97% — which can cause your balance to grow over time.
Sell Items You Don't Use or Need

Amanda Peterson April 28, 2022 • 2 Minute Read
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If you have some things you really don't use or need, sell them for instant profit! Use those funds to pay down existing debt and build your credit!
When Life Gives You Lemons, Get a Personal Loan

Chelsea Denning April 20, 2022 • 3 Minute Read
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In the past, personal online loans developed a bad rep for extremely high interest rates. Over the years, many companies have disrupted the personal loan space with cheap loan options. The rates have become so competitive that some people prefer unsecured loans over traditional options. Here’s why.
Shop Generic or Clearance

Amanda Peterson April 14, 2022 • 1 Minute Read
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Why waste money on full price, brand name items that maybe get a few uses out of? Buying generic products or finding things on clearance are sometimes just as good as purchasing the same name brand thing at full price.
Poor Credit Doesn’t Have To Ruin Your Life

CreditSoup Staff April 1, 2022 • 3 Minute Read
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Still, poor credit doesn’t mean that your financial life is over. If you’re committed to building the discipline not to spend more money than you have, you might find your options pretty light in comparison.
3 Financing Options for Home Improvement Projects

Kat Tretina March 18, 2022 • 3 Minute Read
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Home improvement projects can improve the look of your home, boost its usability, and even increase its resale value. While it would be best to pay for those repairs or renovations with money from your savings account, most people don’t have enough money tucked away to cover the cost. That’s when home improvement loans can be a wise solution.
New to Credit Oportun-ity!

Erin Benson March 8, 2022 • 1 Minute Read
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If you are new to credit, or working to build up your credit this should be at the top of your list of cards to check out. Oportun® Visa® Credit Card, issued by WebBank, Member FDIC, provides customers with little to no credit history with an opportunity to access credit that traditional banks don’t offer. They are able to extend credit where others cannot through artificial intelligence that is able to see customers as much more than simply a credit score.
5 Tips for Using a Personal Loan for Job Relocation

Kat Tretina January 8, 2022 • 3 Minute Read
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Relocating for a new job can be exciting, scary, and expensive. If you don’t have enough money stashed away in savings to cover the cost, you may be thinking of charging your moving expenses to a credit card. But there may be a better way: using a personal loan.