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Quest Diagnostics Data Breach — What to Do if You’re Affected

August 22, 2019 • 4 Minute Read
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If you’ve kept up with the news, you know that major data breaches seem to happen every few months, or at least a few times per year. Remember the huge Equifax data breach of 2017? That one released the sensitive personal details of over 143 million Americans, putting many people and their finances in jeopardy as a result.
7 Credit Card Perks that Justify the Annual Fee

Kat Tretina August 20, 2019 • 3 Minute Read
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When you’re shopping for a new credit card, you probably look at things like APR, rewards, and fees. But if you’ve been turning down cards because they charge an annual fee, you may want to think again.
A Reliable Way to Build Credit Without A Credit Card

CreditSoup Staff August 1, 2019 • 3 Minute Read
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If you are one of the millions of Americans with less than great credit, you probably have been denied for a loan or credit card, paid higher interest rates if you received credit, or had trouble renting an apartment or home because of your low credit score. With a Credit Strong account, consumers can build credit by setting aside savings.
What Credit Score You Need to Qualify for the Most Popular Credit Cards

Kat Tretina July 24, 2019 • 4 Minute Read
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To qualify for a strong rewards credit card, you’ll likely need a high credit score. More basic cards have lower requirements, so it’s easier to get approved for a card.
Could Capping Credit Card Interest Rates at 15% Affect Rewards?

Kat Tretina July 17, 2019 • 3 Minute Read
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Senator Bernie Sanders and Democratic representative Alexandria Ocasio-Cortez introduced new legislation that would cap credit card interest rates at just 15%. But what would that change mean for credit card rewards?
8 Credit Card Considerations When Traveling Internationally

Holly Johnson June 26, 2019 • 5 Minute Read
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Before you begin planning for your first overseas trip, it helps to know how credit cards factor in. You should absolutely bring one with you — and maybe even more than one — but there’s more to planning your trip than simply packing a credit card in your wallet before you hit the road.
U.S. Household Credit Card Debt Continues to Grow

Kat Tretina June 19, 2019 • 3 Minute Read
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Credit cards can be excellent tools — they’re convenient, and you can earn valuable rewards like cash back or airline miles. However, credit cards can cause problems, too. If used incorrectly, credit cards can lead you into debt.
Lowe’s Advantage Card Review

Holly Johnson June 17, 2019 • 5 Minute Read
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If you spend a lot of money on home improvement supplies at Lowe’s, you may be wondering if the Lowe’s Advantage Card is worth signing up for. This card gives you 5% off all purchases made with your account in the store, after all. This generous discount could easily lead to thousands of dollars in savings over time depending on how much you spend in the store.
5 Ways Credit Cards Can Impact Your FICO scores

Kat Tretina June 10, 2019 • 3 Minute Read
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Credit cards play a big role in establishing your credit score. If used wisely, credit cards can positively impact your credit. But, at the same time, credit card mistakes can be costly in the form of a damaged credit report.