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Barclaycard Ring® Mastercard® Review 2019

Holly Johnson February 27, 2019 • 5 Minute Read
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While travel rewards and cash-back credit cards provide lucrative perks, they work best for consumers who never carry a balance on their cards from month to month. After all, the average credit card APR is currently well over 17%. It doesn’t make any sense to pursue rewards if you’re carrying a balance since the interest you pay will add up to way more than any rewards you earn.
What Is the Chase 5/24 Rule?

Kat Tretina February 19, 2019 • 2 Minute Read
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If you’re a skilled credit card user and juggle multiple rewards credit cards to take advantage of their benefits, you know how great Chase’ Ultimate Rewards program can be. Offering excellent cash back, bonus miles, and perks, Chase rewards are extremely valuable.
Disney World with Rewards? Yes, It’s Possible

Holly Johnson February 15, 2019 • 5 Minute Read
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Disney World in Orlando, Florida may just be the holy grail of vacations for most Americans, but that doesn’t mean it’s affordable. If you want to take savings up a notch, you can even earn rewards in programs that let you book airfare, hotel stays, and other components of a Disney trip for free.
Are Credit Card Rewards Taxable?

Kat Tretina February 15, 2019 • 3 Minute Read
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For the most part, you will not have to worry about your smaller amount rewards getting caught up in the IRS. Overall, cash back rewards do not need be reported because they are considered a discount, not reportable, taxable income.
Credit Card Tricks for an Affordable Valentine’s Day

Adam West February 13, 2019 • 5 Minute Read
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Although Valentine’s Day has a long history, it has been celebrated as a day of love and romance for at least the last century (a time that, not uncoincidentally, coincides with the origins of the Hallmark card company). And, while the number of people celebrating the holiday has declined over the last decade, those still taking part are expected to spend more than ever.
Capital One Platinum Credit Card Review

Holly Johnson January 30, 2019 • 5 Minute Read
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If you’re trying to build credit or repair credit mistakes from the past, the Capital One Platinum Credit Card may be exactly what you need. Keep reading to learn how you could qualify, the benefits you will receive if you get approved, and where this card comes up short.
How to Do a Balance Transfer in 5 Simple Steps

Kat Tretina January 25, 2019 • 3 Minute Read
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ne way to tackle your debt and save money is to complete a credit card balance transfer. With this approach, you can get a lower rate, so more of your payment goes toward the principal rather than interest. It can help you save money and get out of debt faster.
How to Earn Airline Miles Without Paying an Annual Fee

Holly Johnson January 19, 2019 • 4 Minute Read
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The high cost of airfare is just one of the reasons many families pursue airline miles. Not only can airline miles help you travel the world for free, but you can use them for better seats and upgraded cabins that make flying more of an experience.
Will a New Rewards Credit Card Harm My Credit Score?

Holly Johnson December 31, 2018 • 4 Minute Read
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It’s smart to wonder how getting a new credit card will affect your credit score. After all, your credit score can impact the interest rate you’ll pay on credit cards and other loans. Learn more about your credit score and if a new rewards credit card would harm it.