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5 Reasons My Kids Aren’t “Too Good” for Community College

Holly Johnson October 17, 2017 • 5 Minute Read
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With college costs and student loan debt soaring, I want to help my kids make smart decisions regarding their future. Since our kids were babies, we’ve been socking money away in their 529 savings plans. By the time they reach college, I estimate they’ll both have $50,000 to pay for any school of their choosing.
Airline Credit Cards with No Annual Fee

Jason Steele October 13, 2017 • 4 Minute Read
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Nearly everyone would like to use their credit cards to earn a free flight, but unfortunately most airline credit cards charge an annual fee of $95 or more. Thankfully, there’s a small, but growing number of airline credit cards that have no annual fee.
Free and Discounted Mental Health Resources

Kat Tretina October 5, 2017 • 3 Minute Read
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According to the National Institute of Mental Health, over 43 million adults in the United States have a mental illness. That number is approximately 18 percent of the nation’s population. Yet, mental illnesses are rarely talked about.
Lessons from Hurricane Harvey: Do You Need Flood Insurance?

Holly Johnson October 4, 2017 • 4 Minute Read
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As the water recedes in Houston and various waterfront communities across Texas, a startling financial reality continues to unfold. Where hurricane Harvey hit the hardest, 80 percent of homeowners and property owners lacked flood insurance coverage.
6 Things to Do If Your Identity Was Stolen

Kat Tretina October 3, 2017 • 3 Minute Read
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Finding out that someone has committed fraud in your name can be one of the most stressful moments of your life. You feel violated and anxious, not knowing what else the person might do in your name.
Capital One Venture Rewards Credit Card vs. Barclaycard Arrival Plus, which should you pick?

Jason Steele September 28, 2017 • 4 Minute Read
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Have you had trouble recently trying to redeem your airline miles or hotel points? As airlines and hotels increase the cost of awards, and reduce the availability of the best ones, many travelers and credit card users are fed up with the direction these programs are taking. Let’s take a look at these two cards, and see which one is right for you:
Building Credit from Scratch – The Dos and Don’ts

CreditSoup Staff September 27, 2017 • 4 Minute Read
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A secured credit card uses a cash deposit as collateral. Normally, the cash deposit will be equivalent to the spending limit on the credit card. This allows the issuer to lower their risk taking on a new credit card user. The collateral works as a back-up plan for the credit card issuer; if the credit card bill isn’t paid on time, the issuer can use the deposit to pay off the balance.
How to Become Debt Free Before the Next Financial Crisis Hits

Holly Johnson September 26, 2017 • 5 Minute Read
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Worried about the next financial crisis? Maybe you should be. Because our economy runs in cycles with recurring booms and busts, it’s only a matter of time before our recent run of fortune fizzles out.
Five Places Where Rent is Under $750

Kat Tretina September 25, 2017 • 3 Minute Read
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One of the largest expenses you have is housing. Renting an apartment can eat up 30 percent or more of your income, leaving little left over for building an emergency fund or paying off debt. In fact, the median rent nationwide is $1,001.