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Plan Now to Earn Travel Rewards For the Holidays

Jason Steele August 14, 2017 • 3 Minute Read
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It’s inevitable. Every fall Americans begin to panic as they realize that they will have to pay a premium to travel over the winter holidays. And it’s even worse for many who want to travel with the points and miles that they’ve earned from their credit cards.But it doesn’t have to be this way. This summer is the perfect time to start earning rewards for your winter travel.
5 Clever Reasons to Refinance Your Mortgage (and 3 Reasons Not to)

Holly Johnson August 11, 2017 • 6 Minute Read
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With interest rates near record lows so long that rising rates seem imminent, it’s smart to at least consider refinancing your home mortgage. A lower interest rate could give you plenty of advantages, after all. While loan outcomes vary, lower interest rates can easily lead to lower monthly mortgage payments and interest savings. Under the right circumstances, you could even shorten the repayment timeline for your loan and pay off your home faster.
How to Get the Best Deal on a New Car

Kat Tretina August 9, 2017 • 4 Minute Read
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If you’re a first-time car buyer, the process can be overwhelming and a little terrifying. The idea of going up against a tough car salesperson can feel like a losing proposition. However, there’s a way that even the shyest people can negotiate and get a great deal. Even better, you’ll be in an out of the dealership in under an hour.
Myth Busted: No, Opening New Credit Cards Won’t Bomb Your Credit Score

Holly Johnson August 8, 2017 • 5 Minute Read
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Credit card signup bonuses are often considered the holy grail of affordable travel. Sign up for a new rewards credit card or travel credit card, hit a minimum spending requirement, and earn a bonus big enough to pay for several hotel nights or a free round-trip flight. If you’re into cash-back instead, you can also parlay your rewards into several hundred dollars in statement credits instead.
6 Reasons Cheap Rural Living May Be a Better Deal Than You Realize

Holly Johnson August 4, 2017 • 5 Minute Read
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Is big-city living all it’s cracked up to be? Or, would you be better off in a quieter, slower-paced rural environment? While this question has been debated for years, there is no “right” or “wrong” answer that suits everyone. The truth is, some people prefer the close-knit quarters of an urban existence while others crave more space.
Your Top 3 Travel Cards for Summertime Fun

CreditSoup Staff July 28, 2017 • 5 Minute Read
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Vacations and summer. They go together like sunscreen and coconut scent, hot dogs and mustard, and tropical drinks and decorative umbrellas. Is it any wonder that people begin to plan trips to warmer climates during the dead of winter? They spend weeks — and even months — obsessing about location, quibbling over price, and delving into web research. A massive amount of planning goes into an annual summer vacation, but people sometimes neglect a key concern: How to make funding your trip simpl
Hate the Idea of Student Loans? Here are 8 Ways to Borrow Less for College

Holly Johnson July 26, 2017 • 6 Minute Read
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While higher education is typically a good investment, the surging costs of a college degree have been blurring the line for years. Sure, college graduates tend to earn more, but they’re also facing growing debt loads, too. According to Student Loan Hero, the average 2016 college graduate left school with more than $37,000 in student loan debt.
How to Save Money on Textbooks

Kat Tretina July 25, 2017 • 3 Minute Read
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While college tuition is expensive enough, coming up with the cash to pay for textbooks can be difficult. The cost of books has skyrocketed in recent years. Since 1978, the price of textbooks has risen 812 percent. The average undergraduate student will spend approximately $1,300 a year on books. That high cost can add thousands to your college education, or can prohibit you from buying necessary books.
4 Tips for Budgeting Your Summer Move

CreditSoup Staff July 24, 2017 • 4 Minute Read
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With kids out of school, longer daylight hours, and warm weather, summer is the perfect season for a big move. Each year, 11 percent of Americans move to a new home. About 3 million of those move across state lines, with professional movers handling about 800,000 moves annually. The summer months traditionally see the biggest surge of moving activity, with a recent report indicating about 38 percent of all moves in 2016 happened between June and August.