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4 Things to Consider When Weighing Credit Cards

Kirsten Thuringer June 7, 2017 • 4 Minute Read
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Credit cards are like a stick of dynamite: They’re incredibly effective at their intended purpose, but they can blow up in your face when used inappropriately. When you're in the market for a new credit card, the possibilities seem infinite. Countless banks and credit card companies offer dozens of different deals, and every card delivers distinct terms, rates, and fine print.
Chase Sapphire Preferred® Card Review: Why It’s the One Travel Card I Can’t Live Without

Holly Johnson June 6, 2017 • 9 Minute Read
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While I write about nearly every rewards card under the sun each year, there’s one card I recommend more than any other. The Chase Sapphire Preferred® card continually stands out due to its lucrative rewards program, fair fee structure, and versatility.
Making Sense Of Your Credit Score

CreditSoup Staff June 1, 2017 • 1 Minute Read
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Several factors influence a credit score and how the score is determined. The higher the credit score the better chance the consumer will have to be approved for lower interest loans and prime credit cards. Along with approval odds, your credit score may have a factor in whether you are hired for your dream job or utility rates for cable, internet, etc. In this infographic, you’ll find a rundown of the different aspects that make up your credit score and how you can improve your score. Read on
What happens to credit card obligations when a loved one dies?

Natalie Hollingshead May 31, 2017 • 3 Minute Read
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One of the last things you want to deal with after the death of a loved one is his or her credit card debt. Depending on the type of account and laws where you live, dealing with credit card obligations after the death of a loved one may be a fact of life. The sooner you know what you’re dealing with, the better.
6 Credit Myths That Won’t Go Away

Jason Steele May 30, 2017 • 3 Minute Read
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Do you find your credit score and credit reports to be a little bit mysterious? If so, then you’re not alone. The companies that create credit scores use secret formulas, and everyone else is left to guess what’s in it. Furthermore, there are many aspects of credit scores that are counterintuitive and seem to defy common sense. As a result, there are plenty of myths that have persisted about credit and credit scores.
Best Credit Cards for a Large Purchase

Holly Johnson May 26, 2017 • 6 Minute Read
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If you have a large purchase coming up and don’t have the cash, you have myriad options at your disposal. You could spend months saving small sums to reach your goal, or you could take out a personal loan. If neither of those options seem appealing, you could sign up for a new credit card instead.
4 Signs a Credit Card Offer Is Too Good to Be True

CreditSoup Staff May 25, 2017 • 4 Minute Read
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Credit card offers are everywhere. Boot up your computer, type "credit card" into your favorite search engine, and you'll be inundated with hundreds (if not thousands) of options. Some cards are objectively better than others, but how do you spot the truly terrible ones?
Using Credit Cards Rewards for Vacation Expenses

Natalie Hollingshead May 24, 2017 • 3 Minute Read
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The only thing better than a vacation is a free vacation. Sound too good to be true? Well, for many savvy credit card users, free, nearly free, or on-the-cheap vacations are a way of life. Using travel credit cards can help you earn that summer vacation of your dreams without putting a luxury-vacation-sized dent in your wallet.
How to Score Credit Card Incentives Without Going Broke

Kat Tretina May 23, 2017 • 3 Minute Read
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When it comes to shopping for a new credit card, there are hundreds of bonus offers and sign-up incentives. Sometimes worth hundreds of dollars, credit card companies tempt thousands of airline miles or cash back rewards to convince you to apply for their card.