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Is There Such a Thing as Too Many Credit Cards?

Kirsten Thuringer May 19, 2017 • 4 Minute Read
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Since the dawn of credit cards, man has struggled with one nagging question: Cash or credit? Some people claim you should ditch cards altogether to avoid debt, while others argue it’s smarter to responsibly use credit to rack up rewards. Regardless of your spending habits, most financial experts would say it’s a good idea to have at least one card to build your credit history.
How to Boost Your Odds of Credit Card Approval

CreditSoup Staff May 18, 2017 • 4 Minute Read
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Finding a credit card that's a good fit for your lifestyle is hard enough, but getting approval can seem like an impossible challenge. Rejection is never fun, and it's particularly painful to be rejected because of something as personal as your financial history.
What You Should Know Before Doing a Balance Transfer

Kat Tretina May 16, 2017 • 4 Minute Read
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Most Americans have credit card debt, and the average household has a balance of $5,700. With the mean interest rate on credit card debt rising to 13.6% percent, your balance can quickly balloon out of control. You can end up paying hundreds or even thousands in interest fees, making it difficult to ever get out of debt.
Keeping Your Credit Card Safe On Vacation

Natalie Hollingshead May 12, 2017 • 4 Minute Read
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All your bags are packed and you’re ready to go. However, before you head on that vacation, make sure you’ve packed more than one way to pay for all that fun you’re going to have. True, cash is king, but on vacation using a credit card is easier and offers more protection than toting around a wad of cash.
Should You Pay Your Card’s Annual Fee? Here’s How to Decide

Holly Johnson May 9, 2017 • 4 Minute Read
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The best travel and rewards credit cards really can offer the unthinkable – something for nothing. By using your card for all your purchases, you can earn points redeemable for cash back, travel rewards, gift cards, or merchandise. The catch, however, is that you must avoid carrying a balance if you want to avoid credit card interest.
4 Rewards Credit Cards That Can Maximize Your Memorial Day Weekend Plans

Kat Tretina May 4, 2017 • 3 Minute Read
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Memorial Day is just around the corner. This national holiday has become an occasion to enjoy summer cookouts, long weekends, and time with family and friends. If you’re planning an epic Memorial Day weekend, these 4 credit card offers can help you get valuable rewards to maximize your budget.
Consider These Factors Before Choosing the Right Credit Card

CreditSoup Staff May 3, 2017 • 3 Minute Read
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Let’s face it: Sifting through credit card offers can be stressful. There are hundreds of available options, and each one offers different rates, terms, perks, and rewards. It’s overwhelming.
Credit Score Vs. Credit Report, What’s The Difference?

Jason Steele May 2, 2017 • 3 Minute Read
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Credit can be very confusing. Americans can be granted or denied a loan and have very little understanding why. In addition, you have to make a special request to view your own credit report, and it can be dozens of pages long and almost appear to be written in a different language.
Capital One® Savor® Cash Rewards Credit Card

Jason Steele April 24, 2017 • 4 Minute Read
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Are you looking to earn the most possible rewards from your credit card? If so, then you have to choose between two different types of reward credit cards. One type are those that offer a fixed rate of return on all purchases. Then, there are others that feature bonuses for purchases from specific categories of merchants. When you choose a card that offers bonus rewards, the key is to earn rewards on the type of purchases you make the most.