Articles tagged #BuildingCredit

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Pay Bills On-Time With AutoPay

Amanda Peterson April 17, 2024 • 2 Minute Read
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Not only will this help you build your credit, it will help you prioritize paying bills and give you a better grasp on what you have left to spend for the month. CreditSoup's Wise Spend Wednesday tip is to Use AutoPay.
Bring Your Lunch

Amanda Peterson May 19, 2023 • 2 Minute Read
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Bringing your lunch can save you on average $10-$20 per day. Even just bringing your lunch for ONE DAY out of the week can add up to around $80/month or more! Here are a few tips to help you plan!
Why You Need a Credit Card After Declaring Bankruptcy

Kat Tretina January 19, 2023 • 3 Minute Read
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When you declare bankruptcy, your credit score and report can be ruined, and it will remain on your credit report for seven to 10 years. However, that doesn’t mean you’re stuck with bad credit for a decade. You can start rebuilding your credit right away. Check out these tips to get you back on track.
Stash Away Cash

Amanda Peterson December 16, 2022 • 2 Minute Read
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This week's bit of frugality focuses on a hard concept for some, or a "no-brainer" for others. Saving money! There's no better time to start than right now. Get in the habit of stashing away a few bucks each week!
Arro Card Aims to Level the Financial Playing Field for All

Erin Benson November 22, 2022 • 3 Minute Read
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The new card from Arro aims to level the financial playing field for all. Arro’s mission is simple - democratize credit and level the playing field by providing financial opportunity and accessibility for all. Arro is designed to empower financial wellness.
Upcycle Your Closet

Amanda Peterson October 27, 2022 • 2 Minute Read
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This week's Thrifty Thursday saves you money by upcycling your own closet! Don't throw out those old clothes. Patch it, dye it, cut it, or give it to the dog! Considering the cost of clothes now days, whatever you choose to do with it will certainly help you save a TON of money in the long run!
Open A Free Bank Account

Amanda Peterson August 17, 2022 • 1 Minute Read
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Banks often charge monthly fees just to maintain your checking account. But that doesn’t mean it’s impossible to sign up for a free checking account that can save you a few bucks! CreditSoup lists 7 banks that offer such.
Buy Used

Amanda Peterson July 13, 2022 • 1 Minute Read
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Why spend hundreds of dollars on name brand clothes, shoes, and toys when they will grow out of it almost as soon as you purchase it? Save money now. Put that extra money you may have spent on high dollar items in a savings account for when they get older. Or, use that money and take them on a fun vacation or trip!
Cancel Subscriptions

Amanda Peterson June 22, 2022 • 2 Minute Read
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Do you have subscriptions that you don't really need? Consider cancelling them! Use that money to pay down your credit card debt or make extra car or house payments!
Work a Part Time Job

Amanda Peterson June 1, 2022 • 1 Minute Read
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Do you like to spend money, yet lack the funds? Consider working a part time job or developing a side income and stash some of that extra cash in a savings account!
Sell Items You Don't Use or Need

Amanda Peterson April 28, 2022 • 2 Minute Read
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If you have some things you really don't use or need, sell them for instant profit! Use those funds to pay down existing debt and build your credit!
Shop Generic or Clearance

Amanda Peterson April 14, 2022 • 1 Minute Read
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Why waste money on full price, brand name items that maybe get a few uses out of? Buying generic products or finding things on clearance are sometimes just as good as purchasing the same name brand thing at full price.
Building Credit from Scratch – The Dos and Don’ts

CreditSoup Staff September 27, 2017 • 4 Minute Read
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A secured credit card uses a cash deposit as collateral. Normally, the cash deposit will be equivalent to the spending limit on the credit card. This allows the issuer to lower their risk taking on a new credit card user. The collateral works as a back-up plan for the credit card issuer; if the credit card bill isn’t paid on time, the issuer can use the deposit to pay off the balance.
Don’t Be Scared By Your Credit Report or Credit Score!

Camie Sims October 1, 2015 • 2 Minute Read
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You always hear you need to face your fears. One way that’s often suggested is to learn as much as possible about what you’re frightened of; research can simplify and sometimes take away the unknown “scary” characteristics of your fear.