Articles tagged #Loan

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Understanding the Need for Home Improvement

Amanda Peterson January 15, 2024 • 2 Minute Read
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Home improvement projects go beyond aesthetics; they enhance the functionality and value of your dwelling. However, funding these projects is a challenge many face. CreditSoup explains.
Why You Should Refinance Your Car Loan

Kat Tretina September 7, 2023 • 3 Minute Read
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Having less-than-stellar credit, a car loan can be expensive. If you have purchased a car with a high-interest loan and your financial situation has improved since then, you might be able to save money. Here’s what you need to know about refinancing and how to decide whether or not it’s right for you.
How to Buy a Car from Start to Finish

Amanda Peterson September 4, 2023 • 5 Minute Read
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It's time to get a new car. But where to start? If you've never purchased a car before, it's not as hard as you think! CreditSoup explains the process in 6 easy steps.
Refinance Your Mortgage

Amanda Peterson August 9, 2023 • 2 Minute Read
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If you've had a mortgage for a while, look into refinancing it to get a better interest rate and lower the monthly payment.
The Basics You Need to Know About Student Aid

CreditSoup Staff July 21, 2023 • 7 Minute Read
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Applying for college is a long and challenging process, so it's no surprise that students often fail to take advantage of free money available to them. There are essay's to do and government forms to fill out. But thankfully, there are many ways to access these opportunities to leave them with less school debt.
Co-signers and Personal Loans: What You Need to Know

Kat Tretina May 14, 2023 • 3 Minute Read
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If you have high-interest credit card debt or need money to pay for an unexpected car repair, taking out a personal loan can be a smart strategy. However, it can be difficult to qualify for a loan — and to score a low interest rate — if your credit score isn’t excellent.
Car Refinancing Made Easy, Smart and Safe!

Erin Benson February 28, 2023 • 1 Minute Read
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Refinancing your car means you are replacing your current auto loan with a new one. Just like any other refinancing, that new loan will pay off your original loan and you start to make payments on the new loan. Everyone’s situation is different. iLending is a great start.
Should I Get a Holiday Loan

Kat Tretina October 31, 2022 • 3 Minute Read
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While it’s a festive and cheery time of the year, it’s also expensive. Many people don’t have the kind of money saved in their bank accounts, leaving them scrambling to pay for holiday expenses. If that’s the case for you, you might be considering using a credit card to finance your purchases. But there may be another option that’s a better choice: a holiday loan.
5 Reasons Why You Should Never Take a 401(k) Loan

Kat Tretina October 28, 2022 • 3 Minute Read
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When you need cash for a downpayment on a home or when you hit a financial emergency, your retirement nest egg can look pretty appealing. You might have thousands stashed away in a 401(k), so when you need money quickly, taking a loan from your own account can be tempting.
How to Pay for Your Dream Vacation With a Personal Loan

Kat Tretina June 12, 2022 • 3 Minute Read
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Using a personal loan to pay for a vacation is never ideal, and no financial expert would ever recommend you do it. Instead, you should aim to pay for your trip in full with cash from your savings or checking account.
What You Should Know Before Taking Out a Wedding Loan

Kat Tretina June 7, 2022 • 3 Minute Read
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Wedding loans are a form of a personal loan. Lenders designed them specifically to pay for wedding-related expenses, such as the dress, invitations, flowers, and renting a venue.
Pros and Cons of Using a Personal Loan for Business Expenses

Kat Tretina May 5, 2022 • 3 Minute Read
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If you dream of starting a business or want to expand your side hustle, finding the money you need to make your goals a reality can be difficult. Most business loan lenders require you to be in operation for several years before you can qualify for a loan; if your business is new, you won’t be eligible for a loan.