Advice & Expertise Blog

Articles tagged #WiseSpendWednesday

1. 

   Pay Bills with a Credit Card to Help Build Credit

   Amanda Peterson October 23, 2024  •  3 Minute Read

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   Paying bills with a credit card can be an easy way to boost your credit score. Learn how making timely payments and managing your balance can help build a strong credit profile while earning rewards. CreditSoup breaks down the details in this article.

2. 

   4 Bank Alerts Worth Activating

   Amanda Peterson August 21, 2024  •  2 Minute Read

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   Setting up bank alerts helps you avoid unnecessary fees, spot any fraudulent activity, and maintain a healthy financial routine. CreditSoup's Wise Spend Wednesday discusses the importance of setting up bank alerts.

3. 

   Avoid High-Interest Loans: Look for Lower Interest Rate Options

   Amanda Peterson July 10, 2024  •  2 Minute Read

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   This Wise Spend Wednesday, look into smart ways to avoid high-interest loans by exploring lower interest rate options like personal loans, credit unions, and 0% APR credit cards. Save money and reduce financial stress with these practical tips from CreditSoup!

4. 

   Compare Account Fees - Choose a bank account with minimal fees.

   Amanda Peterson June 19, 2024  •  2 Minute Read

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   Banks often charge various fees for services, and those fees can add up over time. Save up to $24 per month by shopping around for a cheaper bank account! CreditSoup tells you how.

5. 

   Shave Years Off Your Mortgage with This Simple Trick

   Amanda Peterson May 29, 2024  •  2 Minute Read

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   Save big on your mortgage! Learn how making just one extra payment a year can shave years off your loan and save you thousands. CreditSoup breaks it down in this article.

6. 

   Avoid Fees & Pay Off Credit Cards In Full

   Amanda Peterson May 8, 2024  •  2 Minute Read

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   Conquer credit card debt by paying your credit card in full each month. This week's Wise Spend Wednesday from CreditSoup is a financial game-changer! Read more to find out how.

7. 

   Pay Bills On-Time With AutoPay

   Amanda Peterson April 17, 2024  •  2 Minute Read

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   Not only will this help you build your credit, it will help you prioritize paying bills and give you a better grasp on what you have left to spend for the month. CreditSoup's Wise Spend Wednesday tip is to Use AutoPay.

8. 

   Wise Spend Hack: Use ATMs Wisely

   Amanda Peterson March 6, 2024  •  1 Minute Read

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   CreditSoup's Wise Spend Wednesday is to use those ATMs wisely. Keep your hard-earned cash where it belongs by using in-network cash machines.

9. 

   5 Simple Tips to Budget For Tax Season

   Amanda Peterson February 14, 2024  •  2 Minute Read

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   CreditSoup's Wise Spend Wednesday has 5 simple tips to budget like a pro, this tax season. Learn expert tips to budget effectively for tax season, minimize tax liability and stay financially organized year-round.

10. 

    Set Financial Goals & Keep Them

    Amanda Peterson January 10, 2024  •  2 Minute Read

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    CreditSoup's Wise Spend Wednesday offers up 3 ways to set your financial goals and keep them! Let's explore some practical tips and insights to kickstart your financial success.

11. 

    Use Rewards Cards for Online Shopping and Last-Minute Trips

    Amanda Peterson December 13, 2023  •  2 Minute Read

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    Discover savvy financial choices on Wise Spend Wednesday as CreditSoup explores the perks of rewards credit cards. Optimize online shopping and spontaneous getaways with your perfect financial companion.

12. 

    Wise Spend Hack: Check for Price Matching

    Amanda Peterson November 22, 2023  •  2 Minute Read

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    Some stores offer price-matching policies. If you find a lower price elsewhere, ask if the store will match or beat it. CreditSoup has 8 ways to make this happen!

13. 

    Wise Spend Tip: Pay Off Credit Cards Monthly

    Amanda Peterson November 1, 2023  •  1 Minute Read

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    To truly maximize the benefits of credit cards, it's essential to develop a responsible payment habit – paying off your credit card monthly. In this week's Wise Spend Wednesday, let's explore the reasons why this practice can lead to financial freedom.

14. 

    Create a No-Spend Holiday

    Amanda Peterson October 11, 2023  •  2 Minute Read

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    Choosing one or two days out of the month to not spend a dime can make a significant impact on your budget. No-Spend Days are a simple but effective way to improve your savings and build financial discipline. You'll not only see a positive impact on your budget but also gain a deeper appreciation for the value of money.

15. 

    Fall Decor Without The Price Tag

    Amanda Peterson September 20, 2023  •  4 Minute Read

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    Create your fall decor without the hefty price tag. From shopping your local Dollar Tree, to repurposing items found in your yard, DIY-ing your fall decor is a wise spend. CreditSoup has some options!

16. 

    Wise Spend Tip: Save $20/wk

    Amanda Peterson August 30, 2023  •  1 Minute Read

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    Twenty bucks is twenty bucks. CreditSoup gives you the business on how to save just $20 a week.

17. 

    Refinance Your Mortgage

    Amanda Peterson August 9, 2023  •  2 Minute Read

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    If you've had a mortgage for a while, look into refinancing it to get a better interest rate and lower the monthly payment.

18. 

    Christmas In July - Budget All Year Long!

    Amanda Peterson July 19, 2023  •  3 Minute Read

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    Yes, it's July. And yes, we're already thinking about Christmas! CreditSoup's Wise Spend Wednesday this week talks about saving money all year long for that holiday spending. It's hard enough paying bills around the holidays, only to add on the cost of meals, travel & gifts.

19. 

    Spend Wisely - Buy A Car You Can Afford

    Amanda Peterson June 28, 2023  •  2 Minute Read

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    We know the fancy car with all the bells & whistles is nice to have. However, when you take a quick peek at your bank account, that idea may differ. Wise Spend Wednesday this week talks about buying an affordable car.

20. 

    Use What's In Your Pantry

    Amanda Peterson May 17, 2023  •  2 Minute Read

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    CreditSoup's weekly Wise Spend Wednesday tip this week involves using what's in your pantry. Why waste money buying more random things when you haven't used up the things still sitting in your pantry or cupboards. We have solutions for that problem!

21. 

    Stick To a Budget

    Amanda Peterson April 26, 2023  •  3 Minute Read

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    This can be a tough task for some, but if you want to spend wisely, you must remain diligent about sticking to a budget! This week we go over how to stick to a budget. Having a budget keeps your spending in check and makes sure that your savings are on track for the future.

22. 

    Don't Spend Your Tax Return - Here's Why

    Amanda Peterson April 5, 2023  •  1 Minute Read

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    If you have BIG plans for that tax return you might be receiving this year, we're here to say don't. CreditSoup's Wise Spend Wednesday tip this week is to not spend your tax return. Save it instead!

23. 

    Check Your Credit Report

    Amanda Peterson March 15, 2023  •  4 Minute Read

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    Spending wisely heavily revolves around your credit report. Why, you may ask? When you have a poor report - or a poor credit score for that matter - it makes it really hard to buy anything of importance, such as a car or even a house.

24. 

    Wise Spend Tip: Consolidate Debt

    Amanda Peterson March 1, 2023  •  2 Minute Read

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    With Tax Season here, now is a great time to look at paying down some debt. Wednesday's we tend to focus on where to spend out money wisely. However, sometimes we need to focus on reducing that debt, to allow our credit to build back up. Let's dive into the topic of Debt Consolidation.

25. 

    Pay With Cash

    Amanda Peterson February 1, 2023  •  3 Minute Read

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    Paying for things with cash definitely has it's perks. It's a handy way to monitor how much you have & don't have to spend. However, there are people out there that struggle at saving cash or don't use it responsibly. CreditSoup's Wise Spend Wednesday touches on the good & bad of paying with cash.

26. 

    4 Ways to Pay Down Debt

    Amanda Peterson January 11, 2023  •  3 Minute Read

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    I'm sure you're probably overwhelmed by now and wondering "where do I even start?" to get rid of that credit card debt. Fortunately, CreditSoup has 4 ways to begin paying down that debt.

27. 

    Money Saving Tip: Automate Your Savings

    Amanda Peterson December 21, 2022  •  1 Minute Read

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    Looking to build your savings account effortlessly? There's no easier way than to automate your savings account. This Wise Spend Wednesday we touch on building your savings account!

28. 

    8 Apps to Track Your Bills

    Amanda Peterson November 30, 2022  •  3 Minute Read

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    Remember when you had to mail bill payments to your utilities, mortgage and credit card companies? Fortunately, consumers these days have plenty of options, including scheduling or paying bills online or using apps and software to streamline the process.

29. 

    Set Up Auto Payments

    Amanda Peterson November 9, 2022  •  2 Minute Read

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    Did you know that just ONE missed payment can reflect on your credit report and could drop your score up to 110 points? Wise Spend Wednesday this week is to make sure and set up auto payments on those regular monthly payments!

30. 

    Check Your Credit Score

    Amanda Peterson October 19, 2022  •  1 Minute Read

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    Wise Spend Wednesday tip of the week would be to keep your spending in check by checking your credit score!

31. 

    Start a Savings Account

    Amanda Peterson September 28, 2022  •  3 Minute Read

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    Wise Spend Wednesday is all about spending. However, you still need money to spend, right? Starting a Savings Account will allow you to be prepared to spend wisely on various things, such as needs or fun stuff!

32. 

    Top 10 Items To Buy In Bulk

    Amanda Peterson September 7, 2022  •  2 Minute Read

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    Stock up to avoid making numerous trips to the store. If you purchase things in larger quantities, they come at a lower price per ounce, so save money & buy in bulk!

33. 

    Open A Free Bank Account

    Amanda Peterson August 17, 2022  •  1 Minute Read

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    Banks often charge monthly fees just to maintain your checking account. But that doesn’t mean it’s impossible to sign up for a free checking account that can save you a few bucks! CreditSoup lists 7 banks that offer such.

34. 

    Buy Used

    Amanda Peterson July 13, 2022  •  1 Minute Read

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    Why spend hundreds of dollars on name brand clothes, shoes, and toys when they will grow out of it almost as soon as you purchase it? Save money now. Put that extra money you may have spent on high dollar items in a savings account for when they get older. Or, use that money and take them on a fun vacation or trip!

35. 

    Cancel Subscriptions

    Amanda Peterson June 22, 2022  •  2 Minute Read

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    Do you have subscriptions that you don't really need? Consider cancelling them! Use that money to pay down your credit card debt or make extra car or house payments!

36. 

    Work a Part Time Job

    Amanda Peterson June 1, 2022  •  1 Minute Read

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    Do you like to spend money, yet lack the funds? Consider working a part time job or developing a side income and stash some of that extra cash in a savings account!

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