Articles tagged #CreditBuilding

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Boost Your Spending Power with Perpay

Amanda Peterson November 18, 2024 • 1 Minute Read
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Perpay offers a flexible, interest-free way to purchase items from top brands with no hard credit checks, making it ideal for holiday shopping without financial strain. It also provides a credit-building opportunity, allowing users to boost their credit score through consistent, manageable payments directly from their paycheck.
Make Your Diploma Shine Brighter Than Your Debt

Amanda Peterson May 20, 2024 • 2 Minute Read
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Graduation season is upon us, which means caps, gowns, and… the dreaded “adulting” phase. CreditSoup has 6 graduation savings ideas that will have you celebrating smarter, not harder.
Squeeze the Most Out of Your Tax Refund: How Secured Credit Cards Can Boost Your Credit This Season

Amanda Peterson April 15, 2024 • 2 Minute Read
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It's tax time & you've got money to burn. Before you go on a spending spree, consider using your refund to invest in your financial future – by cleaning up your credit with a secured credit card.
11 Ways To Spring Clean Your Wallet

Amanda Peterson March 25, 2024 • 2 Minute Read
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Spring clean more than just your home this year. CreditSoup has your guide to a financial spring cleaning that will leave your wallet feeling fresh and ready to take on the year with these 11 financial tips!
Make Your Tax Return Work for You with These 5 Brilliant Money Moves

Scot Rumsey January 17, 2024 • 1 Minute Read
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Your tax refund is an opportunity to solidify your financial situation. CreditSoup urges you to use these 5 hacks to make the most of your tax return and give your finances a boost.
Building a Strong Financial Foundation with the Milestone® Mastercard®

Amanda Peterson November 17, 2023 • 2 Minute Read
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Milestone® Mastercard® provides a straightforward opportunity to build and access credit, even if your credit history has seen better days. CreditSoup explains why it's an excellent choice!
Credit Card Payment Processing 101

Kat Tretina July 13, 2023 • 3 Minute Read
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Have you ever thought about how credit card payment processing works? It’s actually a very complex process involving many different players. Here’s everything you need to know about credit card payment processing.
Beginners Guide to Your Credit Score

Amanda Peterson May 24, 2023 • 2 Minute Read
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What exactly is a Credit Score? CreditSoup breaks it down here. A credit score is a prediction of your credit behavior, such as how likely you are to pay a loan back on time, based on information from your credit reports.
Joint Finances: How Sharing Money Can Bring Couples Closer

Holly Johnson April 11, 2023 • 5 Minute Read
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There’s a reason the divorce rate hovers around 40 to 50 percent at any given time. Marriage is hard, and it often comes with issues you can’t foresee. You marry “in sickness and in health” and “for rich or for poor,” but that doesn’t mean you actually expect the worst-case scenario to happen. And when life gives you lemons, divorce is often the easiest way out.
Secured Credit Card Season

Erin Benson February 2, 2023 • 4 Minute Read
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Secured cards can be a good option if you have less-than-perfect credit and are looking to build your credit. They can also pave the way for you to access other credit/financial products like mortgages and loans. There are several secured card options out there, find the one that best fits your needs.
Pay With Cash

Amanda Peterson February 1, 2023 • 3 Minute Read
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Paying for things with cash definitely has it's perks. It's a handy way to monitor how much you have & don't have to spend. However, there are people out there that struggle at saving cash or don't use it responsibly. CreditSoup's Wise Spend Wednesday touches on the good & bad of paying with cash.
Pros and Cons of Debt Consolidation Loans

Kat Tretina February 1, 2023 • 3 Minute Read
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If you’re determined to pay off your debt as quickly as possible, taking out a debt consolidation loan can make a lot of sense. Here’s what you need to know about the pros and cons of this strategy.
Everything You Should Know About Your First Credit Card

Amanda Peterson January 31, 2023 • 3 Minute Read
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Applying for your first credit card can be very exciting but it is also a very important first step is creating a solid financial future. Here’s everything you need to know about applying for your first credit card.
4 Ways to Pay Down Debt

Amanda Peterson January 11, 2023 • 3 Minute Read
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I'm sure you're probably overwhelmed by now and wondering "where do I even start?" to get rid of that credit card debt. Fortunately, CreditSoup has 4 ways to begin paying down that debt.
Downsize & Declutter

Amanda Peterson September 15, 2022 • 2 Minute Read
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Is your home cluttered? Do you have a lot of stuff... everywhere, that you no longer need? Maybe it's time to go Marie Kondo on it, and set it free if it does not bring you joy. But now what do you do with those things that do not bring you joy? Get rid of them of course! This week's Thrifty Thursday focuses on downsizing and decluttering.
Travel In Off-Peak Seasons

Amanda Peterson August 4, 2022 • 1 Minute Read
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Traveling during "off-peak seasons" is an opportunity to travel or vacation outside of the normal times of year that most people would visit a particular area. And, is an excellent way to remain thrifty and save some cash!
6 Ways to Build Your Credit History

Kat Tretina May 26, 2022 • 5 Minute Read
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When I graduated from college, apartment shopping was a nightmare. I had a good job, a decent entry-level salary and I was only looking for a small studio, yet I couldn’t get approved on my own. Because I had been starkly anti-debt and never had a credit card or car loan, I had something worse than a low credit score - I had no credit at all.
Pros and Cons of Using a Personal Loan for Business Expenses

Kat Tretina May 5, 2022 • 3 Minute Read
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If you dream of starting a business or want to expand your side hustle, finding the money you need to make your goals a reality can be difficult. Most business loan lenders require you to be in operation for several years before you can qualify for a loan; if your business is new, you won’t be eligible for a loan.
5 Money Lessons Your Teenager Can Learn with a Credit Card

Holly Johnson December 15, 2017 • 5 Minute Read
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While there are many ways to learn life’s important lessons, one of the best ways to learn is by doing – or through old fashioned trial and error. You can tell your kids how to fish, but they’ll become better fisherman by baiting their own lines and strategizing ways to get fish to bite.