Rewards Rate
1% Cash Back Rewards on payments
Credit Recommended
Fair/Bad Credit
Regular APR
35.99%*
Cash Advance APR
35.99%*
Card Brand
Visa®
Cash Advance Fee
Either $10, or 3% of the amount of the Cash Advance, whichever is greater.

Offer Overview

Total Visa® is for people with a checking account who want a true Visa Credit Card that doesn’t require perfect credit for approval. Apply now to get a response online in seconds.



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Editor’s Rating

Our editors review each credit card and provide our ratings based on the features the credit card offers consumers including the fees, interest rates, benefits, rewards, and how it compares to other credit cards in its category. Card ratings may vary by category as the same card may receive a different rating based on that category.

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