Personal Loans

Personal loans can offer quick decision times and almost immediate funding. One of the unique characteristics of some personal loans is that they do not require you to secure the loan with any type of collateral like many other loans require; you just have to meet the eligibility criteria. Personal loans can be used for a number of purposes, whether it’s for your education, an emergency situation, or even just for holiday spending. Personal loans are not only one of the fastest and most secure avenues of receiving credit, but they also offer consumers the peace of mind of letting these funds be used for any purpose they desire without having to specify this when applying. If this is the type of credit product you’re in search of, select the best offer for you below.

5kfunds.com

Credit Recommended:
All Credit Considered
Get Started on the issuer’s secure website.
Credit Recommended:
All Credit Considered
Loan Amount
$500-$35,000
Credit Check
Soft Credit Pull
Credit Recommended
All Credit Considered
Get Started on the issuer’s secure website.

Highlights

  • Loan amounts of $500 - $35,000
  • APR starting at 5.99%
  • Quick decisions - Conveniently Online
  • Secure and Hassle Free Process
  • Safe, Secure, & trusted form
See additional details for 5kfunds.com

Monevo USA Personal Loans

Credit Recommended:
All Credit Considered
Get Started on the issuer’s secure website.
Credit Recommended:
All Credit Considered
Loan Amount
$500-$35,000
Credit Check
Soft Credit Pull
Credit Recommended
All Credit Considered
Get Started on the issuer’s secure website.

Highlights

  • A multi-award winning personal loan matching service
  • Personalized loan offers in less than 60 seconds.
  • Rates starting at 3.49%* APR
  • No impact on your credit score to check your personal loan rates
  • Funds available as soon as next business day
See additional details for Monevo USA Personal Loans

Upgrade Personal Loan

Credit Recommended:
Fair, Good, Excellent
Apply Now on the issuer’s secure website.
Credit Recommended:
Fair, Good, Excellent
Loan Amount
$1,000 - $50,000
Credit Check
Yes
Credit Recommended
Fair, Good, Excellent
Apply Now on the issuer’s secure website.
Regular APR
9.99%- 35.99% APR

Highlights

  • Fixed rates and payments with a clear pay off date.
  • Flexible loan options: explore multiple options and pick the loan amount and term that best fits your budget and timeline.
  • Fast Funding. Money is sent to your bank account within a day of clearing any verifications.**
  • Automatic payments and ability to customize the due date: manage your account online or via the mobile app
  • No prepayment penalties.
  • Access to free credit score monitoring, educational tools, and personalized recommendations to help you understand and make the most of your credit.
See additional details for Upgrade Personal Loan

Personal loans made through Upgrade feature Annual Percentage Rates (APRs) of 9.99%-35.99%. All personal loans have a 1.85% to 9.99% origination fee, which is deducted from the loan proceeds. Lowest rates require Autopay and paying off a portion of existing debt directly. Loans feature repayment terms of 24 to 84 months. For example, if you receive a $10,000 loan with a 36-month term and a 17.59% APR (which includes a 13.94% yearly interest rate and a 5% one-time origination fee), you would receive $9,500 in your account and would have a required monthly payment of $341.48. Over the life of the loan, your payments would total $12,293.46. The APR on your loan may be higher or lower and your loan offers may not have multiple term lengths available. Actual rate depends on credit score, credit usage history, loan term, and other factors. Late payments or subsequent charges and fees may increase the cost of your fixed rate loan. There is no fee or penalty for repaying a loan early. Personal loans issued by Upgrade's bank partners. Information on Upgrade's bank partners can be found at https://www.upgrade.com/bank-partners/.

**Accept your loan offer and your funds will be sent to your bank or designated account within one (1) business day of clearing necessary verifications. Availability of the funds is dependent on how quickly your bank processes the transaction. From the time of approval, funds sent directly to you should be available within one (1) business day. Funds sent directly to pay off your creditors may take up to 2 weeks to clear, depending on the creditor.


Possible Finance

Credit Recommended:
All Credit Types Considered
Get Started on the issuer’s secure website.
Credit Recommended:
All Credit Types Considered
Loan Amount
Up to $500
Checking Account Required
Yes
Credit Recommended
All Credit Types Considered
Get Started on the issuer’s secure website.
Coverage
AL, CA, DE, FL, IA, ID, IN, KS, KY, LA, MI, MO, MS, NV, OH, OK, OR, RI, SC, TN, TX, UT, WA
Minimum Monthly Income
$750

Highlights

  • Download the Possible app to apply for up to $500* in minutes.
  • No late or penalty fees.
  • Pay Over Time in 4 installments.
  • Minimize mounting debt and build your credit history.
See additional details for Possible Finance

*Loan amounts and structure vary by state. In some states, loans available through Possible Financial Inc. dba Possible Finance are issued by Possible Financial Inc. In other states, loans available through Possible Finance are issued by Coastal Community Bank, Member FDIC. Loan terms are subject to eligibility.


43money.com

Credit Recommended:
All Credit Types Considered
Apply Now on the network's secure website.
Credit Recommended:
All Credit Types Considered
Loan Amount
1k-5k Loan amounts
Credit Check
Depends on Lender
Credit Recommended
All Credit Types Considered
Apply Now on the network's secure website.

Highlights

  • Loans from $100-$5,000 are only moments away
  • Fast Real Time Results
  • All Credit Types Considered
  • Safe and Secure
See additional details for 43money.com

First Premier Lending

Credit Recommended:
Any Credit Welcome
Get Started on the issuer’s secure website.
Credit Recommended:
Any Credit Welcome
Loan Amount
Up to $20,000
Credit Check
No
Credit Recommended
Any Credit Welcome
Get Started on the issuer’s secure website.

Highlights

  • Flexible Payments
  • Get Your Funds Fast
  • All Credit Types
  • Safe & Secure
See additional details for First Premier Lending

* See Landing Page for Terms and Conditions


Get Started on the Self's secure website.
Credit Recommended:
None/Poor
Primary Benefit
Build credit and savings at the same time.
Credit Check
No Hard Credit Check Required
Products Offered
Credit Builder Account and Self Secured Credit Card
Get Started on the Self's secure website.
Credit Recommended
None/Poor
Loan Amount
See website for details*

Highlights

  • If you have an active Credit Builder Account in good standing, 3 on time payments, $100 or more in savings progress and satisfying income requirements you may be eligible to receive the Self Secured Visa Credit Card*, without a hard credit check. Criteria subject to change.
  • Build credit and savings at the same time.
  • Start with a Credit Builder Account* that reports monthly payments to all 3 major credit bureaus.
  • At the end of your plan, unlock the savings you built — minus interest and fees.
  • The Self Visa® Secured Credit Card* is accepted at millions of locations in the U.S.
    *Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., First Century Bank, N.A., each Member FDIC. Subject to credit approval. The secured Self Visa® Credit Card is issued by Lead Bank or First Century Bank, N.A., each Member FDIC. See Self.inc for details. Subject to ID Verification. Individual borrowers must be a U.S. citizen or permanent resident and at least 18 years old. Valid bank account and Social Security Number are required. All loans are subject to consumer report review and approval.

ZippyLoan.com

Credit Recommended:
All Credit Types Welcome
Get Started on the issuer’s secure website.
Credit Recommended:
All Credit Types Welcome
Loan Amount
$100 - $15,000
Credit Check
See website for Details*
Credit Recommended
All Credit Types Welcome
Get Started on the issuer’s secure website.
Loan Type
Our lenders offer both installment & short-term loans

Highlights

  • Secure, Fast, and Easy, let Zippy Loan help you today!
  • LIVE stress Free and get the financial relief you need
  • No matter where you are in the United States Zippy Loan can connect you with a Lender
  • Security is our top priority; rest assured your information is protected and secure
  • Get connected with a lender at no cost!
See additional details for ZippyLoan.com
Advertiser Disclosure

More about Personal Loans…

A personal loan, or consumer loan, is an unsecured loan that is not collateralized by a lien on the borrower's assets. The loan is based on the borrower’s credit history and the ability to repay. Personal loans are typically structured as installment loans that are paid back over a predefined period of time. Personal loans can be used for almost anything such as vacations, purchasing a vehicle, college expenses, home improvements, unexpected expenses, or bill consolidation. Interest rates for a personal may vary based on the consumer’s credit worthiness, length of the note, and amount borrowed.


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Editor’s Rating

Our editors review each credit card and provide our ratings based on the features the credit card offers consumers including the fees, interest rates, benefits, rewards, and how it compares to other credit cards in its category. Card ratings may vary by category as the same card may receive a different rating based on that category.

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